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Synchrony Financial SYF Total Interest Expense
Total Interest Expense at other companies
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Where this comes from
Reported directly by Synchrony Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.
The source filing: Synchrony Financial’s 10-Q, filed April 23, 2026.
- Filed
- Apr 23, 2026, 4:14 PM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0001601712-26-000016
| ($ in millions, except per share data) | Three months ended March 31, 2026 | Three months ended March 31, 2025 |
|---|---|---|
| Interest on cash and debt securities | 190 | 238 |
| Total interest income | 5,603 | 5,550 |
| Interest expense: | ||
| Interest on deposits | 770 | 882 |
| Interest on borrowings of consolidated securitization entities | 106 | 104 |
| Interest on senior and subordinated unsecured notes | 92 | 100 |
| Total interest expense | 968 | 1,086 |
| Net interest income | 4,635 | 4,464 |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is Synchrony Financial's total interest expense?
- Synchrony Financial (SYF) reported total interest expense of $770M in Q1 2026.
- How has Synchrony Financial's total interest expense changed year-over-year?
- Synchrony Financial's total interest expense decreased by 12.7% year-over-year, from $882M to $770M.
- What is the long-term trend for Synchrony Financial's total interest expense?
- Over 4 years (2021 to 2025), Synchrony Financial's total interest expense has grown at a 55.7% compound annual growth rate (CAGR), from $566M to $3.33B.
- What does total interest expense mean?
- This represents the total cost incurred by the institution to fund its operations through deposits, borrowings, and other debt instruments. It is the primary cost of revenue for a bank. Managing this expense is critical to maintaining a healthy net interest margin.
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