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Bread Financial Holdings BFH Total Interest Expense

Total Interest Expense at other companies

Synchrony Financial logo
Synchrony FinancialSYF
$770M-12.7%
CVB Financial logo
CVB FinancialCVBF
$23.05M-9.0%
Associated Banc-Corp logo
Associated Banc-CorpASB
$10.16M-8.3%
Axos Financial logo
Axos FinancialAX
$151.73M-0.6%
HOM
Home BancSharesHOMB
$79.15M-8.8%
American Express logo
American ExpressAXP
$686M+9.1%

Other financials

Income statement

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Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

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Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's total interest expense?
Bread Financial Holdings (BFH) reported total interest expense of $133M in Q1 2026.
How has Bread Financial Holdings's total interest expense changed year-over-year?
Bread Financial Holdings's total interest expense decreased by 3.6% year-over-year, from $138M to $133M.
What is the long-term trend for Bread Financial Holdings's total interest expense?
Over 4 years (2021 to 2025), Bread Financial Holdings's total interest expense has grown at a 35.1% compound annual growth rate (CAGR), from $166M to $553M.
What does total interest expense mean?
This represents the total cost incurred by the financial institution to fund its lending operations, including interest paid on customer deposits and external borrowings. It is a critical indicator of the company's cost of capital and funding efficiency. Higher expenses relative to interest income can compress net interest margins.