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Texas Capital Bancshares TCBI Q3 2025 earnings

Reported October 22, 2025 · After market close

Revenue$317.4MMiss by $9.2M
EPS$2.18Beat by $0.41
Revenue estimate$326.5M
EPS estimate$1.77

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$339.1M
EPS estimate$1.91

Financials

Q3 2025

Income statement

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Revenue$340.4M+172%
Net income$105.2M+272%
EPS (diluted)$2.18+255%

Balance sheet

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Total debt$620.4M-6.0%
Total equity$3.6B+8.4%
Total assets$32.5B+2.9%

Cash flow

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Operating cash flow$166.3M-50.0%
CapEx$5.0M-67.4%
Free cash flow$161.3M-49.2%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$3.87B+16.3%
Enterprise value$4.49B+12.6%
P/E12.9×-112×
P/S3.2×-0.5×

Profitability

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Net margin24.8%+21.8pp
FCF margin18.8%-47.0pp

Returns & leverage

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Return on equity8.6%+7.8pp
Debt / equity0.2×0.0×

FAQ

When did Texas Capital Bancshares report Q3 2025 earnings?
Texas Capital Bancshares (TCBI) reported Q3 2025 earnings on October 22, 2025 after market close.
What were Texas Capital Bancshares's Q3 2025 revenue and EPS?
Texas Capital Bancshares reported revenue of $317.4M and eps of $2.18 for Q3 2025.
Did Texas Capital Bancshares beat estimates in Q3 2025?
Revenue missed the consensus estimate of $326.5M by $9.2M. EPS beat the consensus estimate of $1.77 by $0.41.
How did Texas Capital Bancshares's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 6.0% from $337.8M a year earlier and eps grew 34.6% from $1.62.
Where can I find Texas Capital Bancshares's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001077428-25-000144) and the 10-Q periodic report (0001077428-25-000145) directly on SEC EDGAR. The filing index links above go to sec.gov.