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Texas Capital Bancshares

TCBI

Texas Capital Bancshares, Inc. is a full-service financial services firm and bank holding company that provides customized solutions to businesses, entrepreneurs, and individual customers.

Market cap
$4.3B+16.6%
Revenue$1.3B+33.1%
Net income$364.6M+172%
Free cash flow$471.9M+22.9%
EPS (diluted)$7.69+206%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$339.1M
EPS estimate$1.91

Financials

Q2 2026

Income statement

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Revenue$335.5M+9.1%
Net income$84.9M+9.9%
EPS (diluted)$1.83+15.8%

Balance sheet

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Total debt$500.9M-19.2%
Total equity$3.6B+3.9%
Total assets$33.9B+6.2%

Cash flow

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Operating cash flow$103.5M+64.3%
CapEx$10.0M+80.3%
Free cash flow$93.5M+62.7%

Valuation & ratios

Valuation

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Market cap$4.3B+16.6%
P/E11.8×-16.0×
P/S3.2×-0.5×

Profitability

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Net margin27.5%+14.0pp
FCF margin35.5%-2.9pp

Returns & leverage

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Return on equity10.2%+6.2pp
Debt / equity0.1×0.0×

Competitors

Profile

Texas Capital Bancshares, Inc. is a full-service financial services firm and bank holding company that provides customized solutions to businesses, entrepreneurs, and individual customers. The company operates primarily through Texas Capital Bank and Texas Capital Securities, offering a suite of commercial banking, investment banking, and wealth management services. Its value proposition centers on an entrepreneurial culture and a Texas-based decision-making model designed to support clients throughout their entire business life cycles.

Competitive position

A leading Texas-headquartered financial institution that differentiates itself through local decision-making and specialized industry expertise in a market dominated by out-of-state global banks.

GeographiesUnited States, Texas
Customer segmentsSMEs, Middle-market enterprises, High-net-worth individuals, Institutional clients
Business modelInterest-based lending, Fee-based advisory, Asset management, Broker-dealer
SuppliersFederal Reserve System, Depositors, Capital markets, Technology and core banking software providers
CustomersCommercial borrowers, Residential mortgage originators, Corporate entities seeking capital, Private wealth clients
Listed2003
Employees2.0K
CEORobert C. Holmes
FilingsSEC EDGAR

FAQ

What is Texas Capital Bancshares's market cap?
Texas Capital Bancshares (TCBI) has a market capitalization of $4.3B and trades on NASDAQ.
What is Texas Capital Bancshares's revenue and profitability?
Texas Capital Bancshares generated $1.3B in trailing twelve-month revenue with net income of $364.6M, representing a net margin of 27.5%, with free cash flow of $471.9M. These figures are based on the Q2 2026 filing.
Who are Texas Capital Bancshares's competitors?
Texas Capital Bancshares's key competitors include Wells Fargo & Company, JPMorgan Chase & Co., Bank of America Corp., and others. These companies compete in similar markets and product categories.
Who does Texas Capital Bancshares partner with?
Texas Capital Bancshares's notable partners include American Airlines, Nasdaq.
What subsidiaries does Texas Capital Bancshares have?
Texas Capital Bancshares's subsidiaries include Texas Capital Bank, TCBI Securities Inc..
Where is Texas Capital Bancshares headquartered?
Texas Capital Bancshares is headquartered in United States of America and employs approximately 1,987 people. It has been publicly traded since 2003.