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Texas Capital Bancshares TCBI Free cash flow margin

Free cash flow margin at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
3.5%
International Bancshares logo
International BancsharesIBOC
52.7%-1.8pp
Customers Bancorp logo
Customers BancorpCUBI
39.8%-20.6pp
Hilltop Holdings logo
Hilltop HoldingsHTH
-9.6%-42.7pp
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
38.8%+8.2pp
Washington Trust Bancorp logo
Washington Trust BancorpWASH
41%

Other financials

Income statement

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Revenue$335.5M+9.1%
Net income$84.9M+9.9%
EPS (diluted)$1.83+15.8%

Balance sheet

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Cash & equivalents$3.6B-57.3%
Total debt$500.9M-19.2%
Total equity$3.6B+3.9%
Total assets$33.9B+6.2%

Cash flow

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Operating cash flow$103.5M+64.3%
CapEx$10.0M+80.3%
Free cash flow$93.5M+62.7%

Valuation

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Market cap$4.33B+17.3%
P/E11.9×-15.6×
P/S3.3×-0.4×

Profitability

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Net margin27.5%+14.0pp

Returns & leverage

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Return on equity10.2%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Texas Capital Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Texas Capital Bancshares’s 10-Q, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 8:13 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001077428-26-000059

FAQ

What is Texas Capital Bancshares's free cash flow margin?
Texas Capital Bancshares (TCBI) reported free cash flow margin of 35.5% in Q2 2026.
How has Texas Capital Bancshares's free cash flow margin changed year-over-year?
Texas Capital Bancshares's free cash flow margin decreased by 7.7% year-over-year, from 38.5% to 35.5%.
What is the long-term trend for Texas Capital Bancshares's free cash flow margin?
Over 4 years (2020 to 2025), Texas Capital Bancshares's free cash flow margin has grown at a -42.8% compound annual growth rate (CAGR), from 258% to 27.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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