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Texas Capital Bancshares TCBI Free cash flow margin

Free cash flow margin at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
3.5%
International Bancshares logo
International BancsharesIBOC
53.5%-2.7pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
33.5%-20.7pp
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
149.6%+114pp
Commerce Bancshares logo
Commerce BancsharesCBSH
63.2%
Prosperity Bancshares logo
Prosperity BancsharesPB
40%

Other financials

Income statement

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Revenue$324.0M+15.5%
Net income$73.8M+56.8%
EPS (diluted)$1.56+69.6%

Balance sheet

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Cash & equivalents$3.6B-57.3%
Total debt$878.3M+33.0%
Total equity$3.6B+5.1%
Total assets$33.5B+6.7%

Cash flow

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Operating cash flow$87.5M+23,685%
CapEx$1.4M-43.8%
Free cash flow$86.2M+4,308%

Valuation

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Market cap$4.33B+21.8%
P/E12.1×-24.0×
P/S3.3×-0.4×

Profitability

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Net margin27.5%+17.2pp

Returns & leverage

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Return on equity10.1%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Calculated from Texas Capital Bancshares’s reported figures.

Based on trailing twelve months.

The official record: Texas Capital Bancshares’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Capital Bancshares's free cash flow margin?
Texas Capital Bancshares (TCBI) reported free cash flow margin of 33.5% in Q1 2026.
How has Texas Capital Bancshares's free cash flow margin changed year-over-year?
Texas Capital Bancshares's free cash flow margin decreased by 4.9% year-over-year, from 35.3% to 33.5%.
What is the long-term trend for Texas Capital Bancshares's free cash flow margin?
Over 4 years (2020 to 2025), Texas Capital Bancshares's free cash flow margin has grown at a -42.8% compound annual growth rate (CAGR), from 258% to 27.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.