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Texas Capital Bancshares TCBI Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$23B+12.9%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
Customers Bancorp logo
Customers BancorpCUBI
$170.3M+9.2%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$40.2M+9.9%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
Hilltop Holdings logo
Hilltop HoldingsHTH

Other financials

Income statement

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Revenue$335.5M+9.1%
Net income$84.9M+9.9%
EPS (diluted)$1.83+15.8%

Balance sheet

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Cash & equivalents$3.6B-57.3%
Total debt$500.9M-19.2%
Total equity$3.6B+3.9%
Total assets$33.9B+6.2%

Cash flow

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Operating cash flow$103.5M+64.3%
CapEx$10.0M+80.3%
Free cash flow$93.5M+62.7%

Valuation

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Market cap$4.33B+17.3%
P/E11.9×-15.6×
P/S3.3×-0.4×

Profitability

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Net margin27.5%+14.0pp
FCF margin35.5%-2.9pp

Returns & leverage

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Return on equity10.2%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Texas Capital Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Texas Capital Bancshares’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 8:13 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001077428-26-000059
(in thousands except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense179,553186,172343,928377,427
Net interest income260,377253,395515,096489,429
Provision for credit losses18,00015,00034,00032,000
Net interest income after provision for credit losses242,377238,395481,096457,429
Non-interest income
Service charges on deposit accounts8,8538,18218,07616,022
Wealth management and trust fee income5,1363,7309,5247,694
Brokered loan fees2,1032,3984,1094,347

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Texas Capital Bancshares's interest income (expense), after provision for loan loss?
Texas Capital Bancshares (TCBI) reported interest income (expense), after provision for loan loss of $242.38M in Q2 2026.
How has Texas Capital Bancshares's interest income (expense), after provision for loan loss changed year-over-year?
Texas Capital Bancshares's interest income (expense), after provision for loan loss increased by 1.7% year-over-year, from $238.4M to $242.38M.
What is the long-term trend for Texas Capital Bancshares's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), Texas Capital Bancshares's interest income (expense), after provision for loan loss has grown at a 5.1% compound annual growth rate (CAGR), from $798.84M to $973.64M.

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