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Trico Bancshares TCBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$111.9M+8.0%
Net income$34.2M+24.1%
EPS (diluted)$1.06+26.2%

Balance sheet

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Cash & equivalents$105.2M-66.5%
Total debt$25.3M+5.6%
Total equity$1.3B+6.1%
Total assets$9.9B+0.1%

Cash flow

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Operating cash flow$25.1M-14.0%
CapEx$1.9M+84.3%
Free cash flow$23.2M-17.6%

Valuation

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Market cap$1.84B+37.2%
Enterprise value$1.76B+67.5%
P/E13.6×+1.6×
P/S4.2×+0.9×

Profitability

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Net margin31%+3.1pp
FCF margin30.5%+5.2pp

Returns & leverage

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Return on equity10.4%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Trico Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Trico Bancshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000356171-26-000109
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Total interest expense27,35629,84253,95761,377
Net interest income93,63086,519184,856169,061
Provision for credit losses2,6554,6655,9808,393
Net interest income after credit loss provision90,97581,854178,876160,668
Non-interest income:
Service charges and fees13,99813,65027,15826,328
Gain on sale of loans485503882847
Gain (loss) on sale or call of investment securities417(1,142)

Item 1. Financial Statements (unaudited)

FAQ

What is Trico Bancshares's net interest income (after provisions)?
Trico Bancshares (TCBK) reported net interest income (after provisions) of $90.98M in Q2 2026.
How has Trico Bancshares's net interest income (after provisions) changed year-over-year?
Trico Bancshares's net interest income (after provisions) increased by 11.1% year-over-year, from $81.85M to $90.98M.
What is the long-term trend for Trico Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Trico Bancshares's net interest income (after provisions) has grown at a 5.0% compound annual growth rate (CAGR), from $278.31M to $338.78M.
What does net interest income (after provisions) mean?
This metric represents the net interest income remaining after accounting for the provision for credit losses. It provides a clearer picture of the bank's core profitability after adjusting for the anticipated risk of loan defaults. It is a key indicator of the quality of the bank's interest-earning assets.

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