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Third Coast Bancshares, Inc. TCBX Q4 2025 Annual earnings

Reported January 21, 2026 · After market close

Revenue$56.5MBeat by $3.4M
EPS$1.02Beat by $0.12
Revenue estimate$53.1M
EPS estimate$0.90

Next report

Oct 28, 2026 (in a month)
Revenue estimate$66.8M
EPS estimate$0.98

Financials

Q4 2025

Income statement

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Revenue$56.5M+21.9%
Net income$17.9M+30.3%
EPS (diluted)$1.02+29.1%

Balance sheet

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Cash & equivalents$175.2M-52.8%
Total debt$18.1M-13.3%
Total assets$5.3B+8.1%

Cash flow

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Operating cash flow$5.7M—
CapEx$1.1M+85.0%
Free cash flow$4.6M—

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$528.15M+13.7%
Enterprise value$371.08M+225%
P/E8×-1.8×
P/S2.5×-0.2×

Profitability

See full
Net margin31.7%+3.9pp
FCF margin23.1%—

FAQ

When did Third Coast Bancshares, Inc. report Q4 2025 earnings?
Third Coast Bancshares, Inc. (TCBX) reported Q4 2025 earnings on January 21, 2026 after market close.
What were Third Coast Bancshares, Inc.'s Q4 2025 revenue and EPS?
Third Coast Bancshares, Inc. reported revenue of $56.5M and eps of $1.02 for Q4 2025.
Did Third Coast Bancshares, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $53.1M by $3.4M. EPS beat the consensus estimate of $0.90 by $0.12.
How did Third Coast Bancshares, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 22.4% from $46.1M a year earlier and eps grew 29.1% from $0.79.
Where can I find Third Coast Bancshares, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-017998) and the 10-K periodic report (0001193125-26-091656) directly on SEC EDGAR. The filing index links above go to sec.gov.