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Triumph Financial TFIN Banking — Communications and technology

Other segment segments

Payments
$3.11M+26.5%
Factoring
$2.46M+0.9%
Intelligence
$358K+28.8%

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RBCAACore Banking Activities — Communications And Information Technology
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Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.81B+49.0%
P/E46.9×-42.3×
P/S+1.1×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
(Dollars in thousands) / Three Months Ended June 30, 2026BankingFactoringPaymentsIntelligenceTotal / SegmentsCorporate / and Other(1)Consolidated
Professional fees4,3564363001125,2041,8857,089
Amortization of intangible assets2691118121,2832,475112,486
Advertising and promotion317383333241,0573481,405
Communications and technology3,4052,4593,1063589,3282,62211,950
Software amortization1,1171,932773,1263513,477
Travel and entertainment2101562191157005081,208
Other2,9125671,5832695,3311,0706,401
Total noninterest expense30,98818,41718,3755,71873,49828,136101,634

Item 1. Financial Statements

FAQ

What is Triumph Financial's banking — communications and technology?
Triumph Financial (TFIN) reported banking — communications and technology of $3.41M in Q2 2026.
How has Triumph Financial's banking — communications and technology changed year-over-year?
Triumph Financial's banking — communications and technology decreased by 35.2% year-over-year, from $5.26M to $3.41M.
What is the long-term trend for Triumph Financial's banking — communications and technology?
Over 3 years (2022 to 2025), Triumph Financial's banking — communications and technology has grown at a 12.6% compound annual growth rate (CAGR), from $14.02M to $20M.
What does banking — communications and technology mean?
Covers the costs related to IT infrastructure, telecommunications, software licensing, and digital banking platforms. It represents the investment required to maintain secure, efficient, and modern banking technology services for customers.

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