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NBT Bancorp NBTB Banking — Communications And Information Technology

Other segment segments

Retirement Plan Administration
$270K-10.9%
All Other Segments
$169K+5.6%

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total noninterest income$49,727$46,932$99,863$94,384
Noninterest expense
Salaries and employee benefits$69,004$64,155$137,763$124,849
Technology and data services11,85010,80423,36021,042
Occupancy9,4759,03820,48518,065
Professional fees and outside services5,6625,02111,2169,973
Office supplies and postage2,0601,8714,2273,813
FDIC assessment1,9841,8203,9943,514

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — communications and information technology?
NBT Bancorp (NBTB) reported banking — communications and information technology of $11.41M in Q2 2026.
How has NBT Bancorp's banking — communications and information technology changed year-over-year?
NBT Bancorp's banking — communications and information technology increased by 10.3% year-over-year, from $10.34M to $11.41M.
What is the long-term trend for NBT Bancorp's banking — communications and information technology?
Over 3 years (2022 to 2025), NBT Bancorp's banking — communications and information technology has grown at a 7.5% compound annual growth rate (CAGR), from $34.02M to $42.27M.
What does banking — communications and information technology mean?
This represents the operational expenditures related to the bank's digital infrastructure, software licensing, data processing, and communication systems. It reflects the bank's ongoing investment in technological capabilities and cybersecurity necessary to support modern banking operations.

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