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NBT Bancorp NBTB Retirement Plan Administration — Communications And Information Technology

Other segment segments

Banking
$11.12M+13.4%
All Other Segments
$177K+6.0%

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Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's retirement plan administration — communications and information technology?
NBT Bancorp (NBTB) reported retirement plan administration — communications and information technology of $218K in Q1 2026.
How has NBT Bancorp's retirement plan administration — communications and information technology changed year-over-year?
NBT Bancorp's retirement plan administration — communications and information technology decreased by 19.3% year-over-year, from $270K to $218K.
What is the long-term trend for NBT Bancorp's retirement plan administration — communications and information technology?
Over 3 years (2022 to 2025), NBT Bancorp's retirement plan administration — communications and information technology has grown at a -2.9% compound annual growth rate (CAGR), from $1.21M to $1.11M.
What does retirement plan administration — communications and information technology mean?
This reflects the expenses associated with the digital infrastructure, software, and communication tools necessary to manage retirement plan data and client interactions. It highlights the segment's ongoing investment in technological capabilities and operational connectivity.