What is Triumph Financial's banking — software amortization?

Triumph Financial (TFIN) reported banking — software amortization of $0 in Q2 2026.

What is the long-term trend for Triumph Financial's banking — software amortization?

Over 3 years (2022 to 2025), Triumph Financial's banking — software amortization has grown at a -40.4% compound annual growth rate (CAGR), from $264K to $56K.

What does banking — software amortization mean?

Represents the periodic expense recognized for the cost of capitalized software development or purchased software licenses over their useful life. This metric highlights the ongoing investment in the bank's digital infrastructure and proprietary financial tools.

Triumph Financial (TFIN) Banking — Software amortization

Screener

Other segment segments

Payments

$1.93M+36.7%

Factoring

$1.12M-0.7%

Intelligence

$77K—

Similar metrics at other companies

PFSIMortgage Banking Lending Sector — Capitalized Computer Software Amortization1

$9.77M-4.5%

PFSIMortgage Banking Servicing Sector — Capitalized Computer Software Amortization1

$1.53M-8.2%

HTF

HTFLSoftware amortization expense

$1.1M+10.0%

WLYBSoftware amortization expense

$15.44M-5.5%

HOFTSoftware amortization expense

$5.25K-53.3%

SLQTSoftware amortization expense

$2.3M+15.0%

Other financials

Income statement

See full

Revenue$120.2M+11.3%

Net income$11.4M+157%

EPS (diluted)$0.44+193%

Balance sheet

See full

Cash & equivalents$896.8M+218%

Total debt$25.1M-14.9%

Total equity$963.3M+5.6%

Total assets$7.4B+14.0%

Cash flow

See full

Operating cash flow$46.2M+371%

CapEx$3.5M+15.0%

Free cash flow$42.7M—

Valuation

See full

Market cap$1.82B+49.0%

P/E47×-42.5×

P/S4×+1.1×

Profitability

See full

Net margin8.5%+5.2pp

FCF margin13.3%—

Returns & leverage

See full

Return on equity4.1%+2.6pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:CapitalizedComputerSoftwareAmortization1.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed: Jul 21, 2026, 4:18 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001539638-26-000029

(Dollars in thousands) / Three Months Ended June 30, 2026	Banking	Factoring	Payments	Intelligence	Total / Segments	Corporate / and Other(1)	Consolidated
Amortization of intangible assets	269	111	812	1,283	2,475	11	2,486
Advertising and promotion	317	383	333	24	1,057	348	1,405
Communications and technology	3,405	2,459	3,106	358	9,328	2,622	11,950
Software amortization	—	1,117	1,932	77	3,126	351	3,477
Travel and entertainment	210	156	219	115	700	508	1,208
Other	2,912	567	1,583	269	5,331	1,070	6,401
Total noninterest expense	30,988	18,417	18,375	5,718	73,498	28,136	101,634
Net intersegment noninterest income (expense)(2)	144	518	(662)	—	—	—	—

Item 1. Financial Statements

FAQ

What is Triumph Financial's banking — software amortization?: Triumph Financial (TFIN) reported banking — software amortization of $0 in Q2 2026.
What is the long-term trend for Triumph Financial's banking — software amortization?: Over 3 years (2022 to 2025), Triumph Financial's banking — software amortization has grown at a -40.4% compound annual growth rate (CAGR), from $264K to $56K.
What does banking — software amortization mean?: Represents the periodic expense recognized for the cost of capitalized software development or purchased software licenses over their useful life. This metric highlights the ongoing investment in the bank's digital infrastructure and proprietary financial tools.