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Triumph Financial TFIN Payments — Software amortization

Other segment segments

Factoring
$1.12M-0.7%
Intelligence
$77K
Banking
$0

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Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.82B+49.0%
P/E47×-42.5×
P/S+1.1×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:CapitalizedComputerSoftwareAmortization1.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
(Dollars in thousands) / Three Months Ended June 30, 2026BankingFactoringPaymentsIntelligenceTotal / SegmentsCorporate / and Other(1)Consolidated
Amortization of intangible assets2691118121,2832,475112,486
Advertising and promotion317383333241,0573481,405
Communications and technology3,4052,4593,1063589,3282,62211,950
Software amortization1,1171,932773,1263513,477
Travel and entertainment2101562191157005081,208
Other2,9125671,5832695,3311,0706,401
Total noninterest expense30,98818,41718,3755,71873,49828,136101,634
Net intersegment noninterest income (expense)(2)144518(662)

Item 1. Financial Statements

FAQ

What is Triumph Financial's payments — software amortization?
Triumph Financial (TFIN) reported payments — software amortization of $1.93M in Q2 2026.
How has Triumph Financial's payments — software amortization changed year-over-year?
Triumph Financial's payments — software amortization increased by 36.7% year-over-year, from $1.41M to $1.93M.
What is the long-term trend for Triumph Financial's payments — software amortization?
Over 3 years (2022 to 2025), Triumph Financial's payments — software amortization has grown at a 128.5% compound annual growth rate (CAGR), from $490K to $5.84M.
What does payments — software amortization mean?
Reflects the periodic expense recognized from the capitalized costs of developing or acquiring software platforms used within the payments segment. This metric indicates the pace at which the company is expensing its investment in proprietary payment technology and digital solutions.

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