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TFS Financial TFSL Employee Stock Ownership Plan ESOP Minimum Age Of Employees

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Other financials

Income statement

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Revenue$89.3M+8.8%
Net income$30.5M+42.0%
EPS (diluted)$0.11+37.5%

Balance sheet

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Cash & equivalents$568.9M+25.7%
Total debt$2.5B+72.0%
Total equity$2.0B+3.7%
Total assets$18.1B+4.0%

Cash flow

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Operating cash flow$32.5M+21.5%
CapEx$3.5M+101%
Free cash flow$29.0M+16.0%

Valuation

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Market cap$4.93B+38.3%
Enterprise value$6.83B+50.2%
P/E48.3×+5.4×
P/S14.4×+2.9×

Profitability

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Net margin29.7%+3.0pp
FCF margin52%

Returns & leverage

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Return on equity5.3%+0.9pp
Debt / equity1.3×+0.5×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept tfsl:EmployeeStockOwnershipPlanESOPMinimumAgeOfEmployees.

The source filing: TFS Financial’s 10-K, filed November 25, 2025.

Filed
Nov 25, 2025
Fiscal year
FY2025
Accession
0001381668-25-000106

401(k) Savings Plan—The Company maintains a 401(k) savings plan that is comprised of three tiers. The first tier allows eligible employees to contribute up to 75% of their compensation to the plan, subject to limitations established by the Internal Revenue Service, with the Company matching 100% of up to 4% on funds contributed. The second tier permits the Company to make a profit-sharing contribution at its discretion. The first and second tiers cover substantially all employees who have reached age 18 and have worked 30 days of service within one year. The third tier permits the Company to make discretionary contributions allocable to eligible employees including those eligible employees who are participants, but no longer receiving service credits, under the Company’s defined benefit pension plan. Voluntary contributions made by employees are vested at all times whereas Company contributions and Company matching contributions are subject to various vesting periods which range from immediately vested to fully vesting upon five years of service.

Item 16. Form 10-K Summary

FAQ

What is TFS Financial's employee stock ownership plan ESOP minimum age of employees?
TFS Financial (TFSL) reported employee stock ownership plan ESOP minimum age of employees of $4.5 in Q3 2025.
How has TFS Financial's employee stock ownership plan ESOP minimum age of employees changed year-over-year?
TFS Financial's employee stock ownership plan ESOP minimum age of employees decreased by 0.0% year-over-year, from $4.5 to $4.5.
What is the long-term trend for TFS Financial's employee stock ownership plan ESOP minimum age of employees?
Over 4 years (2021 to 2025), TFS Financial's employee stock ownership plan ESOP minimum age of employees has grown at a 0.0% compound annual growth rate (CAGR), from $18 to $18.
What does employee stock ownership plan ESOP minimum age of employees mean?
Employee Stock Ownership Plan ESOP Minimum Age Of Employees as reported by TFS Financial Corporation.

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