Allowance for Credit Losses on Financing Receivables
T-Mobile US Allowance for Credit Losses on Financing Receivables increased by 3.4% to $646.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.3%, from $575.00M to $646.00M. Over 4 years (FY 2020 to FY 2024), Allowance for Credit Losses on Financing Receivables shows an upward trend with a 8.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests higher perceived credit risk in the company's financing portfolio, while a decrease suggests improved credit quality.
Detailed definition
This is the valuation allowance established against financing receivables, such as loans or leases provided to customers...
Peer comparison
Common for companies with large captive finance divisions; comparable to loan loss reserves at financial institutions.
financing_receivable_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $482.00M | $469.00M | $494.00M | $522.00M | $600.00M | $624.00M | $667.00M | $647.00M | $623.00M | $610.00M | $623.00M | $614.00M | $587.00M | $575.00M | $656.00M | $647.00M | $625.00M | $646.00M |
| QoQ Change | — | -2.7% | +5.3% | +5.7% | +14.9% | +4.0% | +6.9% | -3.0% | -3.7% | -2.1% | +2.1% | -1.4% | -4.4% | -2.0% | +14.1% | -1.4% | -3.4% | +3.4% |
| YoY Change | — | — | — | — | +24.5% | +33.0% | +35.0% | +23.9% | +3.8% | -2.2% | -6.6% | -5.1% | -5.8% | -5.7% | +5.3% | +5.4% | +6.5% | +12.3% |
Allowance for Credit Losses on Financing Receivables at Other Companies
Frequently Asked Questions
- What is T-Mobile US's allowance for credit losses on financing receivables?
- T-Mobile US (TMUS) reported allowance for credit losses on financing receivables of $646.00M in Q3 2025.
- How has T-Mobile US's allowance for credit losses on financing receivables changed year-over-year?
- T-Mobile US's allowance for credit losses on financing receivables increased by 12.3% year-over-year, from $575.00M to $646.00M.
- What is the long-term trend for T-Mobile US's allowance for credit losses on financing receivables?
- Over 4 years (2020 to 2024), T-Mobile US's allowance for credit losses on financing receivables has grown at a 8.2% compound annual growth rate (CAGR), from $478.00M to $656.00M.
- What does allowance for credit losses on financing receivables mean?
- The reserve set aside to cover potential losses from loans or financing provided to customers.