What is TMUSZ's provision for credit losses?

TMUSZ (TMUSZ) reported provision for credit losses of $337.00M in Q3 2025.

How has TMUSZ's provision for credit losses changed year-over-year?

TMUSZ's provision for credit losses increased by 12.7% year-over-year, from $299.00M to $337.00M.

What is the long-term trend for TMUSZ's provision for credit losses?

Over 3 years (2021 to 2024), TMUSZ's provision for credit losses has grown at a 38.2% compound annual growth rate (CAGR), from $452.00M to $1.19B.

What does provision for credit losses mean?

The amount of money set aside to cover potential losses from loans that may not be repaid.

Provision for Credit Losses

Operating Expenses

TMUSZ Provision for Credit Losses increased by 27.2% to $337.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.7%, from $299.00M to $337.00M. Over 3 years (FY 2021 to FY 2024), Provision for Credit Losses shows an upward trend with a 38.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement

SectionOperating Expenses

CategoryRisk

SignalLower is better

VolatilityVolatile

First reportedQ1 2015

Last reportedQ3 2025

How to read this metric

An increase signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease suggests improving credit conditions.

Detailed definition

An expense charged to the income statement to maintain the allowance for loan and lease losses at a level management dee...

Peer comparison

Standard risk metric for all lending institutions; highly comparable across the banking industry.

Metric ID: is_provision_for_credit_losses

Historical Data

18 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25
Value	$72.00M	$105.00M	$193.00M	$210.00M	$311.00M	$239.00M	$266.00M	$222.00M	$213.00M	$228.00M	$235.00M	$282.00M	$255.00M	$299.00M	$356.00M	$323.00M	$265.00M	$337.00M
QoQ Change	—	+45.8%	+83.8%	+8.8%	+48.1%	-23.2%	+11.3%	-16.5%	-4.1%	+7.0%	+3.1%	+20.0%	-9.6%	+17.3%	+19.1%	-9.3%	-18.0%	+27.2%
YoY Change	—	—	—	—	+331.9%	+127.6%	+37.8%	+5.7%	-31.5%	-4.6%	-11.7%	+27.0%	+19.7%	+31.1%	+51.5%	+14.5%	+3.9%	+12.7%

Range$72.00M – $356.00M

CAGR+43.8%

Avg YoY Growth+44.0%

Median YoY Growth+17.1%

Frequently Asked Questions

What is TMUSZ's provision for credit losses?: TMUSZ (TMUSZ) reported provision for credit losses of $337.00M in Q3 2025.
How has TMUSZ's provision for credit losses changed year-over-year?: TMUSZ's provision for credit losses increased by 12.7% year-over-year, from $299.00M to $337.00M.
What is the long-term trend for TMUSZ's provision for credit losses?: Over 3 years (2021 to 2024), TMUSZ's provision for credit losses has grown at a 38.2% compound annual growth rate (CAGR), from $452.00M to $1.19B.
What does provision for credit losses mean?: The amount of money set aside to cover potential losses from loans that may not be repaid.