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Trustco Bank Corp TRST Q1 2025 earnings

Reported April 21, 2025 · After market close

Revenue$45.3MBeat by $329.0K
EPS$0.75Beat by $0.10
Revenue estimate$45.0M
EPS estimate$0.65

Next report

Oct 20, 2026 (In 2 weeks)

Financials

Q1 2025

Income statement

See full
Revenue$45.3M+9.5%
Net income$14.3M+17.7%
EPS (diluted)$0.75+17.2%

Balance sheet

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Cash & equivalents$756.1M+24.0%
Total debt$120.6M-12.5%
Total equity$687.8M+5.9%
Total assets$6.3B+2.6%

Cash flow

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Operating cash flow$1.3M-87.1%
CapEx$4.5M+807%
Free cash flow-$3.3M-135%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$579.72M+8.2%
Enterprise value-$55.82M-187%
P/E11.4×+1.3×
P/S3.3×+0.3×

Profitability

See full
Net margin29%-0.5pp
FCF margin23.8%-3.8pp

Returns & leverage

See full
Return on equity7.6%-0.8pp
Debt / equity0.2×0.0×

Segments

By product

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Wealth Management Fees$2.1M+16.7%
Interchange Income$1.5M-6.7%
Overdraft Fees$680.0K+2.6%
Other$532.0K+4.1%

FAQ

When did Trustco Bank Corp report Q1 2025 earnings?
Trustco Bank Corp (TRST) reported Q1 2025 earnings on April 21, 2025 after market close.
What were Trustco Bank Corp's Q1 2025 revenue and EPS?
Trustco Bank Corp reported revenue of $45.3M and eps of $0.75 for Q1 2025.
Did Trustco Bank Corp beat estimates in Q1 2025?
Revenue beat the consensus estimate of $45.0M by $329.0K. EPS beat the consensus estimate of $0.65 by $0.10.
Where can I find Trustco Bank Corp's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001140361-25-014716) and the 10-Q periodic report (0001140361-25-018154) directly on SEC EDGAR. The filing index links above go to sec.gov.