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Trustco Bank Corp TRST FL — Financing Receivable Allowance For Credit Losses Recovery

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Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$938.07M+49.1%
Enterprise value$386.18M+933%
P/E14.4×+2.6×
P/S4.8×+1.2×

Profitability

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Net margin33%+3.1pp
FCF margin30.3%+2.8pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery.

The source filing: Trustco Bank Corp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 1:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031982
(dollars in thousands)CommercialReal Estate Mortgage- 1 to 4 FamilyInstallmentTotal
Total loan chargeoffs--1313
Recoveries of loans previously charged off:
New York and other states*-7229101
Florida----
Total recoveries-7229101
Net loan (recoveries) charged off-(72)(16)(88)
Provision (credit) for credit losses246831(77)1,000
Balance at end of period$3,379$50,555$148$54,082

Cover / Front Matter

FAQ

What is Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery?
Trustco Bank Corp (TRST) reported FL — financing receivable allowance for credit losses recovery of $0 in Q2 2026.
What is the long-term trend for Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery?
Over 4 years (2021 to 2025), Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery has grown at a 258.7% compound annual growth rate (CAGR), from $2K to $331K.
What does FL — financing receivable allowance for credit losses recovery mean?
This metric tracks the amount of previously written-off loans that have been successfully collected or recovered within the geographic segment. Recoveries can offset the impact of gross write-offs and may indicate effective collection efforts or an improvement in the economic conditions of the borrowers. It provides insight into the bank's ability to mitigate losses on distressed assets.

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