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Trustco Bank Corp TRST FL — Financing Receivable Allowance For Credit Losses Recovery

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Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+61.7%
Enterprise value$322.46M-769%
P/E14.9×+3.5×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery?
Trustco Bank Corp (TRST) reported FL — financing receivable allowance for credit losses recovery of $40K in Q1 2026.
How has Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery changed year-over-year?
Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery decreased by 87.3% year-over-year, from $314K to $40K.
What is the long-term trend for Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery?
Over 4 years (2021 to 2025), Trustco Bank Corp's FL — financing receivable allowance for credit losses recovery has grown at a 258.7% compound annual growth rate (CAGR), from $2K to $331K.
What does FL — financing receivable allowance for credit losses recovery mean?
This metric tracks the amount of previously written-off loans that have been successfully collected or recovered within the geographic segment. Recoveries can offset the impact of gross write-offs and may indicate effective collection efforts or an improvement in the economic conditions of the borrowers. It provides insight into the bank's ability to mitigate losses on distressed assets.