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Trustco Bank Corp TRST Unrealized Gains on Investments

Unrealized Gains on Investments at other companies

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$3.3M+342%
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$136K-88.8%

Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$930.92M+47.9%
Enterprise value$379.02M+914%
P/E14.3×+2.5×
P/S4.7×+1.2×

Profitability

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Net margin33%+3.1pp
FCF margin30.3%+2.8pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The source filing: Trustco Bank Corp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 1:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031982
(dollars in thousands)Amortized CostGross Unrealized GainsGross Unrealized LossesFair Value
U.S. government sponsored enterprises$14,992-$36$14,956
State and political subdivisions9--9
Mortgage backed securities and collateralized mortgage obligations - residential220,58427517,258203,601
Corporate bonds74,974111,18173,804
Small Business Administration - guaranteed participation securities10,906-75310,153
Other69028-718
Total Securities Available for Sale$322,155$314$19,228$303,241

Cover / Front Matter

FAQ

What is Trustco Bank Corp's unrealized gains on investments?
Trustco Bank Corp (TRST) reported unrealized gains on investments of $314K in Q2 2026.
How has Trustco Bank Corp's unrealized gains on investments changed year-over-year?
Trustco Bank Corp's unrealized gains on investments decreased by 40.5% year-over-year, from $528K to $314K.
What is the long-term trend for Trustco Bank Corp's unrealized gains on investments?
Over 5 years (2020 to 2025), Trustco Bank Corp's unrealized gains on investments has grown at a -41.6% compound annual growth rate (CAGR), from $9.93M to $676K.
What does unrealized gains on investments mean?
The cumulative increase in the fair value of investment securities, primarily available-for-sale, over their amortized cost basis that has not yet been realized through a sale. This figure represents potential capital gains that bolster the bank's total equity position.

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