Other

Discount (Net of Reinsurance)

The Travelers Companies Discount (Net of Reinsurance) decreased by 3.1% to $996.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $1.03B to $996.00M. Over 5 years (FY 2020 to FY 2025), Discount (Net of Reinsurance) shows relatively stable performance with a -1.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

An increase suggests higher discounting of long-term liabilities, while a decrease may indicate rising interest rate sensitivity or changes in claim duration.

Detailed definition

This represents the present value adjustment applied to future claim liabilities to account for the time value of money....

Peer comparison

Commonly reported by large property and casualty insurers with significant long-tail business like workers' compensation.

Metric ID: other_supplemental_information_for_property_casualty_ins_a4a9f0

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$1.09B$1.07B$1.05B$1.03B$996.00M
QoQ Change-1.6%-2.3%-1.9%-3.1%
YoY Change-1.6%-2.3%-1.9%-3.1%
Range$996.00M$1.09B
CAGR-8.7%
Avg YoY Growth-2.3%
Median YoY Growth-2.1%
Current Streak4+ quarters decline

Product Breakdown

View all
SegmentQ4 '21Q4 '22Q4 '23Q4 '24Q4 '25
General Liability$139.00M$135.00M$132.00M$124.00M$121.00M
Other Insurance Contracts$4.00M$4.00M$4.00M$4.00M$5.00M
Accident And Health Insurance Excluding Workers Compensation$0.00$0.00$0.00$0.00$0.00
Automobile$0.00$0.00$0.00$0.00$0.00
Other Including Impacts Of Retroactive Reinsurance$0.00$0.00$0.00$0.00$0.00
Structured Settlement Annuity$0.00$0.00$0.00$0.00$0.00
Unallocated Loss Adjustment Expense Reserve$0.00$0.00$0.00$0.00$0.00
Total$1.09B$1.07B$1.05B$1.03B$996.00M

Frequently Asked Questions

What is The Travelers Companies's discount (net of reinsurance)?
The Travelers Companies (TRV) reported discount (net of reinsurance) of $996.00M in Q4 2025.
How has The Travelers Companies's discount (net of reinsurance) changed year-over-year?
The Travelers Companies's discount (net of reinsurance) decreased by 3.1% year-over-year, from $1.03B to $996.00M.
What is the long-term trend for The Travelers Companies's discount (net of reinsurance)?
Over 5 years (2020 to 2025), The Travelers Companies's discount (net of reinsurance) has grown at a -1.6% compound annual growth rate (CAGR), from $1.08B to $996.00M.
What does discount (net of reinsurance) mean?
The reduction in the reported value of future claim liabilities to reflect their present value.