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The Travelers Companies TRV Discount (Net of Reinsurance)

Discount (Net of Reinsurance) at other companies

American International Group logo
American International GroupAIG
$1.27B+9.8%
American International Group logo
American International GroupAIG
-$53M-5,200%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$0
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$10M-28.6%
W.R. Berkley logo
W.R. BerkleyWRB
0%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0%

Segments

By product

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General Liability$121M-2.4%
Other Insurance Contracts$5M+25.0%
Accident And Health Insurance Excluding Workers Compensation$0
Automobile$0
Other Including Impacts Of Retroactive Reinsurance$0
Structured Settlement Annuity$0

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersDiscountDeductedFromReservesNetOfReinsurance.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's discount (net of reinsurance)?
The Travelers Companies (TRV) reported discount (net of reinsurance) of $996M in Q4 2025.
How has The Travelers Companies's discount (net of reinsurance) changed year-over-year?
The Travelers Companies's discount (net of reinsurance) decreased by 3.1% year-over-year, from $1.03B to $996M.
What is the long-term trend for The Travelers Companies's discount (net of reinsurance)?
Over 5 years (2020 to 2025), The Travelers Companies's discount (net of reinsurance) has grown at a -1.6% compound annual growth rate (CAGR), from $1.08B to $996M.
What does discount (net of reinsurance) mean?
This represents the present value adjustment applied to future claim liabilities to account for the time value of money. It reflects the reduction in the nominal value of expected future payouts based on an assumed discount rate. This is a critical component in assessing the true economic burden of long-tail insurance liabilities.