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The Travelers Companies TRV Other Including Impacts Of Retroactive Reinsurance — Discount (Net of Reinsurance)

Other product segments

General Liability
$121M-2.4%
Other Insurance Contracts
$5M+25.0%
Accident And Health Insurance Excluding Workers Compensation
$0
Automobile
$0
Structured Settlement Annuity
$0
Unallocated Loss Adjustment Expense Reserve
$0

Similar metrics at other companies

American International Group logo
AIGRetroactive reinsurance adjustment (net of discount)
$98M+590%
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AIGRetroactive reinsurance adjustment (net of discount)
$98M+590%
American International Group logo
AIGRetroactive Reinsurance Discount, Amount
$819M-10.6%
James River Group Holdings, Inc. logo
JRVRSpecialty Admitted Insurance — Prior years - excluding retroactive reinsurance
$294K-58.0%
Berkshire Hathaway logo
BRK.BProperty And Casualty Insurance And Reinsurance Excluding Retroactive Reinsurance — Reinsurance Recoverables On Unpaid Losses Gross
$4.24B-9.6%
MetLife logo
METInsurance, Other — Balance, end of period, net of reinsurance
$128M-56.0%

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersDiscountDeductedFromReservesNetOfReinsurance.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
(as of December 31, 2025, in millions)Net Undiscounted Claims and Claim Adjustment Expense ReservesDiscount(Net of Reinsurance)Subtotal:Net Claims and Claim Adjustment Expense ReservesReinsurance Recoverables on Unpaid Losses (4)Claims and Claim Adjustment Expense Reserves
Other insurance contracts (2)5,561(5)5,5561,7637,319
Unallocated loss adjustment expense reserves3,0613,061183,079
Structured settlements (3)2,4282,428
Other9999(84)15
Total property-casualty60,842(996)59,8467,79767,643
Accident and health33
Less amounts classified as held for sale1,6271,6272821,909
Total$59,215$(996)$58,219$7,518$65,737

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is The Travelers Companies's other including impacts of retroactive reinsurance — discount (net of reinsurance)?
The Travelers Companies (TRV) reported other including impacts of retroactive reinsurance — discount (net of reinsurance) of $0 in Q4 2025.
What does other including impacts of retroactive reinsurance — discount (net of reinsurance) mean?
This metric quantifies the reduction applied to the nominal value of claim reserves to reflect the time value of money, adjusted for the impact of reinsurance agreements. It represents the difference between the undiscounted and discounted liability for unpaid claims. Investors use this to understand how the company accounts for the interest-earning potential of its float within the 'Other' segment.

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