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The Travelers Companies TRV Accident And Health Insurance Excluding Workers Compensation — Discount (Net of Reinsurance)

Other product segments

General Liability
$121M-2.4%
Other Insurance Contracts
$5M+25.0%
Automobile
$0
Other Including Impacts Of Retroactive Reinsurance
$0
Structured Settlement Annuity
$0
Unallocated Loss Adjustment Expense Reserve
$0

Similar metrics at other companies

Citizens logo
CIAAccident and Health Insurance, Excluding Workers' Compensation — Reinsurance, Reinsured Risk, Percentage
100%0.0pp
MetLife logo
METAccident & health insurance — Reinsurance assumed
$39.25M-18.2%
Brighthouse Financial logo
BHFAccident & health insurance — Reinsurance Recoverables, Ceded
$5.5B+1.9%
Prudential Financial logo
PRUAccident and Health Insurance Product Line — Reinsurance assumed
$0
MetLife logo
METAccident & health insurance — Net liability for FPBs, net of reinsurance
$6.73B-27.4%
Allstate logo
ALLAccident and health insurance — Reinsurance and indemnification recoverables, net
$228M+430%

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersDiscountDeductedFromReservesNetOfReinsurance.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
(as of December 31, 2025, in millions)Net Undiscounted Claims and Claim Adjustment Expense ReservesDiscount(Net of Reinsurance)Subtotal:Net Claims and Claim Adjustment Expense ReservesReinsurance Recoverables on Unpaid Losses (4)Claims and Claim Adjustment Expense Reserves
Other insurance contracts (2)5,561(5)5,5561,7637,319
Unallocated loss adjustment expense reserves3,0613,061183,079
Structured settlements (3)2,4282,428
Other9999(84)15
Total property-casualty60,842(996)59,8467,79767,643
Accident and health33
Less amounts classified as held for sale1,6271,6272821,909
Total$59,215$(996)$58,219$7,518$65,737

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is The Travelers Companies's accident and health insurance excluding workers compensation — discount (net of reinsurance)?
The Travelers Companies (TRV) reported accident and health insurance excluding workers compensation — discount (net of reinsurance) of $0 in Q4 2025.
What does accident and health insurance excluding workers compensation — discount (net of reinsurance) mean?
This metric reflects the reduction applied to the nominal value of unpaid claim reserves to account for the time value of money, net of any reinsurance arrangements. It represents the difference between the undiscounted reserve and the present value of those future obligations. This adjustment is critical for understanding how the company accounts for the investment income expected to be earned on assets backing these liabilities.

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