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The Travelers Companies TRV Unallocated Loss Adjustment Expense Reserve — Discount (Net of Reinsurance)

Other product segments

General Liability
$121M-2.4%
Other Insurance Contracts
$5M+25.0%
Accident And Health Insurance Excluding Workers Compensation
$0
Automobile
$0
Other Including Impacts Of Retroactive Reinsurance
$0
Structured Settlement Annuity
$0

Similar metrics at other companies

American International Group logo
AIGNet loss reserve discount
$1.27B+9.8%
Ally Financial logo
ALLYNet Undiscounted Claims and Claim Adjustment Expense Reserves
$161M+27.8%
American International Group logo
AIGUnited Kingdom — Net loss reserve discount
$162M-14.7%
American International Group logo
AIGLiability For Unpaid Claims And Claims Adjustment Expense, Retroactive Reinsurance Discount
-$53M-5,200%
Employers Holdings logo
EIGLoss and loss adjustment expense reserves
-$3.3M-450%
Kemper logo
KMPRLoss and loss adjustment expense reserves
$106.6M+147%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersDiscountDeductedFromReservesNetOfReinsurance.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's unallocated loss adjustment expense reserve — discount (net of reinsurance)?
The Travelers Companies (TRV) reported unallocated loss adjustment expense reserve — discount (net of reinsurance) of $0 in Q4 2025.
What does unallocated loss adjustment expense reserve — discount (net of reinsurance) mean?
This metric represents the adjustment applied to insurance claim liabilities to account for the time value of money, net of any reinsurance participation. It reflects the difference between the nominal value of future claim payments and their present value. This adjustment is essential for understanding the economic impact of long-tail claim settlements on the company's balance sheet.