Products & Services · Claims and claim adjustment expense reserves

Automobile — Claims and claim adjustment expense reserves

The Travelers Companies Automobile — Claims and claim adjustment expense reserves increased by 6.7% to $10.36B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.7%, from $9.71B to $10.36B. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Significant reserve strengthening indicates adverse loss development, while reserve releases suggest favorable loss experience.

Detailed definition

This represents the total provision set aside by the automobile segment to cover future payments for claims and the asso...

Peer comparison

Universal P&C insurance metric, comparable to 'Total Loss Reserves' at peer firms.

Metric ID: trv_segment_automobile_claims_and_claim_adjustment_expense_reserves

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$7.64B$8.19B$9.00B$9.71B$10.36B
QoQ Change+7.2%+9.9%+7.9%+6.7%
YoY Change+7.2%+9.9%+7.9%+6.7%
Range$7.64B$10.36B
CAGR+35.6%
Avg YoY Growth+7.9%
Median YoY Growth+7.5%
Current Streak4+ quarters growth

Frequently Asked Questions

What is The Travelers Companies's automobile — claims and claim adjustment expense reserves?
The Travelers Companies (TRV) reported automobile — claims and claim adjustment expense reserves of $10.36B in Q4 2025.
How has The Travelers Companies's automobile — claims and claim adjustment expense reserves changed year-over-year?
The Travelers Companies's automobile — claims and claim adjustment expense reserves increased by 6.7% year-over-year, from $9.71B to $10.36B.
What does automobile — claims and claim adjustment expense reserves mean?
The total pool of funds set aside to pay for future automobile insurance claims and settlement costs.