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The Travelers Companies TRV Other Insurance Contracts — Claims and claim adjustment expense reserves

Other product segments

General Liability
$16.77B+10.8%
Automobile
$10.36B+6.7%
Unallocated Loss Adjustment Expense Reserve
$3.08B+6.3%
Structured Settlement Annuity
$2.43B-6.0%
Other Including Impacts Of Retroactive Reinsurance
$15M-62.5%

Similar metrics at other companies

American Financial Group logo
AFGClaims and claim adjustment expense reserves
$15.09B+6.5%
American International Group logo
AIGClaims and claim adjustment expense reserves
$72.05B+2.2%
Freedom Holding logo
FRHCLife Insurance — Reserves for claims and claims' adjustment expenses
$4.63M-85.1%
Everest Group logo
EGOther — Reserve for Losses and Loss Adjustment Expenses
$1.38B+2.9%
CNA Financial logo
CNAOther — Total net liability for unpaid claim and claim adjustment expenses
$68M+41.7%
Cigna logo
CIOther — Liability for Claims and Claims Adjustment Expense
$316M-13.7%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$68.2B+13.6%
Enterprise value$76.86B+14.1%
P/E-5.1×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's other insurance contracts — claims and claim adjustment expense reserves?
The Travelers Companies (TRV) reported other insurance contracts — claims and claim adjustment expense reserves of $7.32B in Q4 2025.
How has The Travelers Companies's other insurance contracts — claims and claim adjustment expense reserves changed year-over-year?
The Travelers Companies's other insurance contracts — claims and claim adjustment expense reserves increased by 8.2% year-over-year, from $6.77B to $7.32B.
What does other insurance contracts — claims and claim adjustment expense reserves mean?
This metric represents the total reserve balance set aside to cover future claim payments and the costs associated with investigating and settling those claims for non-core insurance contracts. It serves as a buffer against the uncertainty of future claim costs in segments such as international operations and runoff reinsurance. This is a fundamental indicator of the company's financial health and its ability to meet long-term obligations.