Business Segments · Claims and claim adjustment expenses

Bond & Specialty Insurance — Claims and claim adjustment expenses

The Travelers Companies Bond & Specialty Insurance — Claims and claim adjustment expenses decreased by 4.3% to $441.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.6%, from $434.00M to $441.00M. Over 3 years (FY 2022 to FY 2025), Bond & Specialty Insurance — Claims and claim adjustment expenses shows an upward trend with a 8.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toMedical costs

How to read this metric

Lower expenses relative to premiums indicate better underwriting performance and profitability, while higher expenses suggest poor loss experience.

Detailed definition

This represents the costs incurred by the Bond & Specialty Insurance segment to settle claims and manage the claims proc...

Peer comparison

Comparable to 'Loss and Loss Adjustment Expenses' (LAE) across the insurance industry.

Metric ID: trv_segment_bond_specialty_insurance_claims_and_claim_adjustment_expenses

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$344.50M$344.50M$344.50M$344.50M$371.25M$371.25M$371.25M$371.25M$428.00M$473.00M$441.00M$432.00M$434.00M$418.00M$451.00M$461.00M$441.00M
QoQ Change+0.0%+0.0%+0.0%+7.8%+0.0%+0.0%+0.0%+15.3%+10.5%-6.8%-2.0%+0.5%-3.7%+7.9%+2.2%-4.3%
YoY Change+7.8%+7.8%+7.8%+7.8%+15.3%+27.4%+18.8%+16.4%+1.4%-11.6%+2.3%+6.7%+1.6%
Range$344.50M$473.00M
CAGR+6.4%
Avg YoY Growth+8.4%
Median YoY Growth+7.8%

Frequently Asked Questions

What is The Travelers Companies's bond & specialty insurance — claims and claim adjustment expenses?
The Travelers Companies (TRV) reported bond & specialty insurance — claims and claim adjustment expenses of $441.00M in Q1 2026.
How has The Travelers Companies's bond & specialty insurance — claims and claim adjustment expenses changed year-over-year?
The Travelers Companies's bond & specialty insurance — claims and claim adjustment expenses increased by 1.6% year-over-year, from $434.00M to $441.00M.
What is the long-term trend for The Travelers Companies's bond & specialty insurance — claims and claim adjustment expenses?
Over 3 years (2022 to 2025), The Travelers Companies's bond & specialty insurance — claims and claim adjustment expenses has grown at a 8.6% compound annual growth rate (CAGR), from $1.38B to $1.76B.
What does bond & specialty insurance — claims and claim adjustment expenses mean?
The total costs associated with paying out insurance claims and managing the claims process in the Bond and Specialty segment.