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U-Haul Holding UHAL Life Insurance — Ceded Premiums Earned Unearned

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Other financials

Income statement

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Revenue$1.7B+3.2%
Gross profit$1.4B+3.5%
Operating income$250.6M-2.6%
Net income$122.9M-13.6%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+25.1%
Total debt$8.1B+11.7%
Total equity$7.7B0.0%
Total assets$21.7B+3.9%

Cash flow

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Operating cash flow$630.3M+5.3%
CapEx$822.4M-10.3%
Free cash flow-$192.1M+39.6%

Valuation

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Market cap$14.48B+30.2%
Enterprise value$21.53B+22.8%
P/E35.5×
P/S2.4×+0.5×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-20.3%-5.1pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept uhal:CededPremiumsEarnedUnearned.

The source filing: U-Haul Holding’s 10-K, filed May 27, 2026.

Filed
May 27, 2026, 4:03 PM EDT
Fiscal year
FY2025
Accession
0001193125-26-241850
Year ended March 31, 2026Direct Amount (a)Ceded to Other CompaniesAssumedfrom Other CompaniesNet Amount (a)Percentageof Amount Assumed to Net
Accident and health23,3082511,96035,24334%
Annuity629530198%
Property and casualty105,119105,119
Total$$170,841$27$15,282186,096
Year ended March 31, 2025
Life insurance in force$$857,756$47$246,5521,104,26122%
Premiums earned:
Life$$46,038$4,51950,5579%

Item 16. Form 10-K Summary

FAQ

What is U-Haul Holding's life insurance — ceded premiums earned unearned?
U-Haul Holding (UHAL) reported life insurance — ceded premiums earned unearned of $500 in Q1 2026.
How has U-Haul Holding's life insurance — ceded premiums earned unearned changed year-over-year?
U-Haul Holding's life insurance — ceded premiums earned unearned decreased by 97.6% year-over-year, from $21K to $500.
What is the long-term trend for U-Haul Holding's life insurance — ceded premiums earned unearned?
Over 4 years (2021 to 2025), U-Haul Holding's life insurance — ceded premiums earned unearned has grown at a 0.0% compound annual growth rate (CAGR), from $2K to $2K.
What does life insurance — ceded premiums earned unearned mean?
This reflects the premiums paid by the segment to other insurance companies to transfer a portion of its risk. It represents the cost of reinsurance and is a key component of the segment's risk management expense.

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