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MetLife MET Life insurance — Ceded Premiums Earned

Other product segments

Accident & health insurance
$929M+10.5%

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$725K-6.5%
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$21.25M-9.6%
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FNFTraditional Life Insurance Premiums — Ceded Premiums Earned
$20M-9.1%

Other financials

Income statement

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Revenue$19.1B+2.7%
Net income$1.2B+25.4%
EPS (diluted)$1.74+35.9%

Balance sheet

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Cash & equivalents$22.7B+6.4%
Total debt$14.8B-1.5%
Total equity$27.3B-0.6%
Total assets$743.21B+8.0%

Cash flow

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Operating cash flow$2.7B-37.0%

Valuation

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Market cap$55.3B+3.4%
Enterprise value$47.47B+0.9%
P/E15.3×+2.8×
P/S0.7×0.0×

Profitability

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Net margin4.7%-1.5pp

Returns & leverage

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Return on equity13.2%-2.9pp
Debt / equity0.5×0.0×

Where this comes from

Reported directly by MetLife in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The official record: MetLife’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetLife's life insurance — ceded premiums earned?
MetLife (MET) reported life insurance — ceded premiums earned of $1.79B in Q4 2025.
How has MetLife's life insurance — ceded premiums earned changed year-over-year?
MetLife's life insurance — ceded premiums earned increased by 127.1% year-over-year, from $788.75M to $1.79B.
What is the long-term trend for MetLife's life insurance — ceded premiums earned?
Over 4 years (2021 to 2025), MetLife's life insurance — ceded premiums earned has grown at a 49.0% compound annual growth rate (CAGR), from $1.46B to $7.17B.
What does life insurance — ceded premiums earned mean?
Ceded premiums earned represent the portion of premiums that the insurance company pays to reinsurers to transfer a portion of its underwriting risk. This metric highlights the company's risk management strategy and its reliance on external capital to mitigate potential losses.