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Union Bankshares UNB Q3 2025 earnings

Reported November 7, 2025 · Before market open

Revenue$22.5M
EPS$0.75

Next report

Oct 21, 2026 (in 3 months)
View report

Financials

Q3 2025

Income statement

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Revenue$14.5M+31.5%
Net income$3.4M+160%
EPS (diluted)$0.75+159%

Balance sheet

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Cash & equivalents$35.5M-24.9%
Total equity$77.7M+7.4%
Total assets$1.6B+3.6%

Cash flow

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Operating cash flow$9.7M+658%
CapEx$155.0K-26.5%
Free cash flow$9.6M+793%

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$112.69M-4.7%
P/E9.9×-3.5×
P/S2.1×-0.4×

Profitability

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Net margin21.1%+2.2pp
FCF margin35.6%+19.2pp

Returns & leverage

See full
Return on equity15.1%+0.6pp

Versus estimates

Revenue

Q1 2026$22.0MQ4 2025$22.5M
Q3 2025$22.5M
Q2 2025$13.0MQ1 2025$20.7MQ4 2024$12.9M

Diluted EPS

Q1 2026$0.65Q4 2025$0.60
Q3 2025$0.75
Q2 2025$0.53Q1 2025$0.55Q4 2024$0.67

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Questions, answered.

When did Union Bankshares report Q3 2025 earnings?
Union Bankshares (UNB) reported Q3 2025 earnings on November 7, 2025 before market open.
What were Union Bankshares's Q3 2025 revenue and EPS?
Union Bankshares reported revenue of $22.5M and eps of $0.75 for Q3 2025.
How did Union Bankshares's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.1% from $20.1M a year earlier and eps grew 158.6% from $0.29.
Where can I find Union Bankshares's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000706863-25-000101) and the 10-Q periodic report (0000706863-25-000103) directly on SEC EDGAR. The filing index links above go to sec.gov.