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Other financials

Income statement

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Revenue$14.9M+12.6%
Net income$3.2M+29.2%
EPS (diluted)$0.60+15.4%

Balance sheet

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Cash & equivalents$31.0M+5.9%
Total debt$2.4M-4.0%
Total equity$90.4M+26.9%
Total assets$1.6B+5.3%

Cash flow

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Operating cash flow$6.9M+2,300%
CapEx$920.0K+37.5%
Free cash flow$6.0M

Valuation

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Market cap$117.17M-1.8%
P/E9.2×-3.4×
P/S2.1×-0.3×

Profitability

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Net margin22.3%+3.4pp
FCF margin36.5%+15.4pp

Returns & leverage

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Return on equity15.8%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept unb:ServiceFees.

The source filing: Union Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000706863-26-000073
Interest and dividend incomeThree Months Ended June 30, 2026 / (Dollars in thousands, except per share data)Three Months Ended June 30, 2025 / (Dollars in thousands, except per share data)Six Months Ended June 30, 2026 / (Dollars in thousands, except per share data)Six Months Ended June 30, 2025 / (Dollars in thousands, except per share data)
Net interest income after credit loss expense (benefit)11,44510,22523,06520,260
Noninterest income
Wealth management income329295633571
Service fees1,7201,7153,4063,372
Net gains on sales of loans held for sale490480840869
Net gains on other investments15111912584
Other income553150733303
Total noninterest income3,2432,7595,7375,199

Item 1. Financial Statements

FAQ

What is Union Bankshares's service fees?
Union Bankshares (UNB) reported service fees of $1.72M in Q2 2026.
How has Union Bankshares's service fees changed year-over-year?
Union Bankshares's service fees increased by 0.3% year-over-year, from $1.72M to $1.72M.
What is the long-term trend for Union Bankshares's service fees?
Over 4 years (2021 to 2025), Union Bankshares's service fees has grown at a 1.6% compound annual growth rate (CAGR), from $6.52M to $6.94M.
What does service fees mean?
Service Fees as reported by Union Bankshares, Inc.

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