Financing

Net change in deposits

UnitedHealth Group Net change in deposits decreased by 39.1% to -$1.77B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.8%, from -$2.05B to -$1.77B. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.

Detailed definition

This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...

Peer comparison

Essential for banks and credit card issuers with banking charters.

Metric ID: cf_net_change_in_deposits

Historical Data

16 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$264.00M-$993.00M$5.12B$666.00M$1.24B$5.01B-$943.00M-$2.03B-$2.56B$1.75B-$755.00M-$2.05B-$501.00M$1.25B-$1.27B-$1.77B
QoQ Change-476.1%+615.6%-87.0%+86.5%+303.5%-118.8%-115.5%-25.9%+168.2%-143.3%-171.4%+75.5%+348.5%-202.0%-39.1%
YoY Change+152.3%+225.1%-2.1%-241.6%-263.6%-65.2%+19.9%-0.8%+80.4%-28.7%-68.2%+13.8%
Range-$2.56B$5.12B
CAGR+66.0%
Avg YoY Growth-14.9%
Median YoY Growth-1.5%
Current Streak2 quarters decline

Frequently Asked Questions

What is UnitedHealth Group's net change in deposits?
UnitedHealth Group (UNH) reported net change in deposits of -$1.77B in Q3 2025.
How has UnitedHealth Group's net change in deposits changed year-over-year?
UnitedHealth Group's net change in deposits increased by 13.8% year-over-year, from -$2.05B to -$1.77B.
What does net change in deposits mean?
The net change in the amount of money customers have deposited with the bank.

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