UnitedHealth Group Net premiums earned increased by 1.2% to $88.98B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 14.9%, from $77.44B to $88.98B. Over 3 years (FY 2021 to FY 2024), Net premiums earned shows an upward trend with a 10.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
is_net_premiums_earned| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $56.23B | $56.97B | $57.55B | $64.07B | $63.90B | $64.49B | $64.70B | $72.79B | $72.47B | $72.34B | $73.23B | $77.99B | $76.90B | $77.44B | $76.48B | $86.53B | $87.91B | $88.98B |
| QoQ Change | — | +1.3% | +1.0% | +11.3% | -0.3% | +0.9% | +0.3% | +12.5% | -0.4% | -0.2% | +1.2% | +6.5% | -1.4% | +0.7% | -1.2% | +13.1% | +1.6% | +1.2% |
| YoY Change | — | — | — | — | +13.6% | +13.2% | +12.4% | +13.6% | +13.4% | +12.2% | +13.2% | +7.1% | +6.1% | +7.1% | +4.4% | +11.0% | +14.3% | +14.9% |
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