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Unity Bancorp UNTY Q3 2025 earnings

Reported October 14, 2025 · Before market open

Revenue$48.5MBeat by $17.2M
EPS$1.33Beat by $0.05
Revenue estimate$31.4M
EPS estimate$1.28

Next report

Oct 13, 2026 (In 1 week)
Revenue estimate$35.6M
EPS estimate$1.49

Financials

Q3 2025

Income statement

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Revenue$32.8M+18.7%
Net income$14.4M+32.0%
EPS (diluted)$1.41+31.8%

Balance sheet

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Cash & equivalents$203.5M+4.6%
Total equity$334.0M+17.5%
Total assets$2.9B+9.1%

Cash flow

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Operating cash flow$44.6M+153%
CapEx$214.0K+54.0%
Free cash flow$44.4M+154%

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$490.31M+43.7%
P/E9.1×+0.5×
P/S3.9×+0.7×

Profitability

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Net margin43.2%+5.5pp
FCF margin48.1%—

Returns & leverage

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Return on equity17.5%+2.7pp

Segments

By product

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Service And Loan Fee Income$607.0K-19.4%
Branch Fee Income$450.0K+7.1%

FAQ

When did Unity Bancorp report Q3 2025 earnings?
Unity Bancorp (UNTY) reported Q3 2025 earnings on October 14, 2025 before market open.
What were Unity Bancorp's Q3 2025 revenue and EPS?
Unity Bancorp reported revenue of $48.5M and eps of $1.33 for Q3 2025.
Did Unity Bancorp beat estimates in Q3 2025?
Revenue beat the consensus estimate of $31.4M by $17.2M. EPS beat the consensus estimate of $1.28 by $0.05.
How did Unity Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 76.9% from $27.4M a year earlier and eps grew 17.7% from $1.13.
Where can I find Unity Bancorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000920427-25-000071) and the 10-Q periodic report (0000920427-25-000074) directly on SEC EDGAR. The filing index links above go to sec.gov.