Operating

Gain Loss On Sale Of Loans Held For Sale

U.S. Bancorp Gain Loss On Sale Of Loans Held For Sale decreased by 31.0% to $49.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.4%, from $44.00M to $49.00M. Over 3 years (FY 2021 to FY 2025), Gain Loss On Sale Of Loans Held For Sale shows a downward trend with a -39.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026May 4, 2026

How to read this metric

Gains indicate favorable market conditions and effective pricing, while losses may suggest market volatility or poor loan origination quality.

Detailed definition

This metric captures the realized gains or losses from selling loans that were specifically originated or purchased with...

Peer comparison

Common for mortgage and consumer lenders; peers report this as a component of non-interest income.

Metric ID: operating_gain_loss_on_sale_of_loans_held_for_sale

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$371.00M$366.00M$185.00M-$62.00M-$130.00M$56.00M-$251.00M-$7.00M-$11.00M-$8.00M$36.00M$35.00M-$39.00M$152.00M$44.00M$64.00M$78.00M$71.00M$49.00M
QoQ Change-1.3%-49.5%-133.5%-109.7%+143.1%-548.2%+97.2%-57.1%+27.3%+550.0%-2.8%-211.4%+489.7%-71.1%+45.5%+21.9%-9.0%-31.0%
YoY Change-135.0%-84.7%-235.7%+88.7%+91.5%-114.3%+614.3%+418.2%-387.5%+22.2%+82.9%+300.0%-53.3%+11.4%
Range-$251.00M$371.00M
CAGR-36.2%
Avg YoY Growth+44.2%
Median YoY Growth+16.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is U.S. Bancorp's gain loss on sale of loans held for sale?
U.S. Bancorp (USB) reported gain loss on sale of loans held for sale of $49.00M in Q1 2026.
How has U.S. Bancorp's gain loss on sale of loans held for sale changed year-over-year?
U.S. Bancorp's gain loss on sale of loans held for sale increased by 11.4% year-over-year, from $44.00M to $49.00M.
What is the long-term trend for U.S. Bancorp's gain loss on sale of loans held for sale?
Over 3 years (2021 to 2025), U.S. Bancorp's gain loss on sale of loans held for sale has grown at a -39.0% compound annual growth rate (CAGR), from $1.14B to $257.00M.
What does gain loss on sale of loans held for sale mean?
Profit or loss generated from selling loans to other financial institutions.