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Business Segments · Net shared services

Consumer and Business Banking — Net shared services

U.S. Bancorp Consumer and Business Banking — Net shared services decreased by 21.0% to $553M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.2%, from $541M to $553M. Over 3 years (FY 2022 to FY 2025), Consumer and Business Banking — Net shared services shows relatively stable performance with a -0.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026May 4, 2026

How to read this metric

Changes reflect shifts in corporate cost allocation methodologies or changes in the scale of shared support services.

Detailed definition

Reflects the net allocation of costs for centralized corporate functions—such as IT, legal, and human resources—that sup...

Peer comparison

Standard for large, multi-segment banks; varies based on internal transfer pricing policies.

Metric ID: usb_segment_consumer_and_business_banking_net_shared_services

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$663.75M$663.75M$663.75M$663.75M$739.25M$739.25M$739.25M$739.25M$700M$701M$700M$694M$541M$704M$705M$700M$553M
QoQ Change+0.0%+0.0%+0.0%+11.4%+0.0%+0.0%+0.0%-5.3%+0.1%-0.1%-0.9%-22.0%+30.1%+0.1%-0.7%-21.0%
YoY Change+11.4%+11.4%+11.4%+11.4%-5.3%-5.2%-5.3%-6.1%-22.7%+0.4%+0.7%+0.9%+2.2%
Range$541M$739.25M
CAGR-4.5%
Avg YoY Growth+0.4%
Median YoY Growth+0.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is U.S. Bancorp's consumer and business banking — net shared services?
U.S. Bancorp (USB) reported consumer and business banking — net shared services of $553M in Q1 2026.
How has U.S. Bancorp's consumer and business banking — net shared services changed year-over-year?
U.S. Bancorp's consumer and business banking — net shared services increased by 2.2% year-over-year, from $541M to $553M.
What is the long-term trend for U.S. Bancorp's consumer and business banking — net shared services?
Over 3 years (2022 to 2025), U.S. Bancorp's consumer and business banking — net shared services has grown at a -0.1% compound annual growth rate (CAGR), from $2.66B to $2.65B.
What does consumer and business banking — net shared services mean?
The portion of the bank's total corporate overhead costs allocated to the consumer and business banking division.