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Business Segments · Income (loss) before income taxes

Payment Services — Income (loss) before income taxes

U.S. Bancorp Payment Services — Income (loss) before income taxes decreased by 11.0% to $308M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.3%, from $309M to $308M. Over 3 years (FY 2022 to FY 2025), Payment Services — Income (loss) before income taxes shows a downward trend with a -5.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ1 2026May 4, 2026

How to read this metric

Higher values indicate stronger overall segment performance and effective management of both operational costs and credit risk.

Detailed definition

This is the total profit or loss generated by the payment services segment after accounting for all operating expenses a...

Peer comparison

Standard segment-level pre-tax income metric used by diversified financial services companies.

Metric ID: usb_segment_payment_services_income_loss_before_income_taxes

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$448.25M$448.25M$448.25M$448.25M$413M$418M$297M$247M$315M$386M$406M$311M$309M$434M$435M$346M$308M
QoQ Change+0.0%+0.0%+0.0%-7.9%+1.2%-28.9%-16.8%+27.5%+22.5%+5.2%-23.4%-0.6%+40.5%+0.2%-20.5%-11.0%
YoY Change-7.9%-6.7%-33.7%-44.9%-23.7%-7.7%+36.7%+25.9%-1.9%+12.4%+7.1%+11.3%-0.3%
Range$247M$448.25M
CAGR-9.0%
Avg YoY Growth-2.6%
Median YoY Growth-1.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is U.S. Bancorp's payment services — income (loss) before income taxes?
U.S. Bancorp (USB) reported payment services — income (loss) before income taxes of $308M in Q1 2026.
How has U.S. Bancorp's payment services — income (loss) before income taxes changed year-over-year?
U.S. Bancorp's payment services — income (loss) before income taxes decreased by 0.3% year-over-year, from $309M to $308M.
What is the long-term trend for U.S. Bancorp's payment services — income (loss) before income taxes?
Over 3 years (2022 to 2025), U.S. Bancorp's payment services — income (loss) before income taxes has grown at a -5.3% compound annual growth rate (CAGR), from $1.79B to $1.52B.
What does payment services — income (loss) before income taxes mean?
The total pre-tax profit or loss of the payment services business segment.