Business Segments · Loans

Payment Services — Loans

U.S. Bancorp Payment Services — Loans increased by 1.7% to $42.96B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.1%, from $41.65B to $42.96B. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ3 2025

How to read this metric

Growth in loans indicates expansion of the credit portfolio, while a decline may signal tighter lending standards or reduced demand.

Detailed definition

This represents the total outstanding balance of loans held within the payment services segment, typically consisting of...

Peer comparison

Comparable to credit card and consumer loan balances in the payment segments of major financial institutions.

Metric ID: usb_segment_payment_services_loans

Historical Data

13 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25
Value$8.66B$8.66B$8.66B$8.66B$36.94B$37.91B$38.95B$39.80B$40.83B$41.65B$41.61B$42.23B$42.96B
QoQ Change+0.0%+0.0%+0.0%+326.7%+2.6%+2.7%+2.2%+2.6%+2.0%-0.1%+1.5%+1.7%
YoY Change+326.7%+338.0%+350.0%+7.8%+7.7%+6.9%+4.5%+3.4%+3.1%
Range$8.66B$42.96B
CAGR+70.6%
Avg YoY Growth+116.5%
Median YoY Growth+7.7%
Current Streak2 quarters growth

Frequently Asked Questions

What is U.S. Bancorp's payment services — loans?
U.S. Bancorp (USB) reported payment services — loans of $42.96B in Q3 2025.
How has U.S. Bancorp's payment services — loans changed year-over-year?
U.S. Bancorp's payment services — loans increased by 3.1% year-over-year, from $41.65B to $42.96B.
What does payment services — loans mean?
The total amount of money loaned out by the payment services segment.