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Business Segments · Loans

Payment Services — Loans

U.S. Bancorp Payment Services — Loans increased by 10327.3% to $44B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.8%, from $41.61B to $44B. Over 3 years (FY 2022 to FY 2025), Payment Services — Loans shows an upward trend with a 54.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026May 4, 2026

How to read this metric

Growth in loans indicates expansion of the credit portfolio, while a decline may signal tighter lending standards or reduced demand.

Detailed definition

This represents the total outstanding balance of loans held within the payment services segment, typically consisting of...

Peer comparison

Comparable to credit card and consumer loan balances in the payment segments of major financial institutions.

Metric ID: usb_segment_payment_services_loans

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$8.66B$8.66B$8.66B$8.66B$36.94B$37.91B$38.95B$528M$39.8B$40.83B$41.65B$314M$41.61B$42.23B$42.96B$422M$44B
QoQ Change+0.0%+0.0%+0.0%+326.7%+2.6%+2.7%-98.6%>999%+2.6%+2.0%-99.2%>999%+1.5%+1.7%-99.0%>999%
YoY Change+326.7%+338.0%+350.0%-93.9%+7.8%+7.7%+6.9%-40.5%+4.5%+3.4%+3.1%+34.4%+5.8%
Range$314M$44B
CAGR+50.2%
Avg YoY Growth+73.4%
Median YoY Growth+6.9%

Frequently Asked Questions

What is U.S. Bancorp's payment services — loans?
U.S. Bancorp (USB) reported payment services — loans of $44B in Q1 2026.
How has U.S. Bancorp's payment services — loans changed year-over-year?
U.S. Bancorp's payment services — loans increased by 5.8% year-over-year, from $41.61B to $44B.
What is the long-term trend for U.S. Bancorp's payment services — loans?
Over 3 years (2022 to 2025), U.S. Bancorp's payment services — loans has grown at a 54.3% compound annual growth rate (CAGR), from $34.63B to $127.22B.
What does payment services — loans mean?
The total amount of money loaned out by the payment services segment.