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U.S. Bancorp USB Payment Services — Other earning assets

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Other financials

Income statement

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Revenue$7.7B+10.2%
Net income$2.2B+19.9%
EPS (diluted)$1.35+21.6%

Balance sheet

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Cash & equivalents$66.5B+15.0%
Total debt$96.0B+21.4%
Total equity$67.4B+9.8%
Total assets$725.92B+5.8%

Cash flow

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Operating cash flow$4.8B+152%

Valuation

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Market cap$99.4B+43.6%
Enterprise value$128.92B+42.5%
P/E12.2×+2.1×
P/S3.4×+0.9×

Profitability

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Net margin27.6%+2.7pp

Returns & leverage

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Return on equity12.7%+1.0pp
Debt / equity1.4×+0.1×

Where this comes from

Reported directly by U.S. Bancorp in its filing.

Tagged under the XBRL concept usb:OtherEarningAssetsAverage.

The source filing: U.S. Bancorp’s 10-Q, filed November 5, 2025.

Filed
Nov 5, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0000036104-25-000064
(Dollars in Millions)Wealth, Corporate, Commercial and Institutional Banking / 2025Wealth, Corporate, Commercial and Institutional Banking / 2024Consumer and Business Banking / 2025Consumer and Business Banking / 2024Payment Services / 2025Payment Services / 2024Treasury and Corporate Support / 2025Treasury and Corporate Support / 2024Consolidated Company / 2025Consolidated Company / 2024
Net income (loss) attributable to U.S. Bancorp$1,162$1,194$465$485$326$304$48$(269)$2,001$1,714
Average Balance Sheet
Loans$184,442$171,898$145,900$155,240$42,957$41,652$5,853$5,280$379,152$374,070
Other earning assets10,73410,7402,3312,73858225,295219,624238,365233,110
Goodwill4,8264,8254,3264,3263,4823,37012,63412,521
Other intangible assets7729554,2234,405260266795,2625,635
Assets212,924200,267158,749168,87148,42447,195259,508248,307679,605664,640
Noninterest-bearing deposits55,32954,37519,64220,6732,4272,6532,4923,23879,89080,939

Item 1. )

FAQ

What is U.S. Bancorp's payment services — other earning assets?
U.S. Bancorp (USB) reported payment services — other earning assets of $5M in Q3 2025.
How has U.S. Bancorp's payment services — other earning assets changed year-over-year?
U.S. Bancorp's payment services — other earning assets decreased by 37.5% year-over-year, from $8M to $5M.
What does payment services — other earning assets mean?
This metric represents the portion of the Payment Services segment's balance sheet comprised of interest-earning assets other than traditional loans. It typically includes cash equivalents, investment securities, or other financial instruments held to generate yield within the payments business unit. Monitoring this balance provides insight into how the segment manages liquidity and deploys excess capital to generate incremental interest income.

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