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USCB Financial Holdings, Inc. USCB Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$27.9MBeat by $1.2M
EPS$0.49Beat by $0.00
Revenue estimate$26.7M
EPS estimate$0.49

Next report

Oct 22, 2026 (in 2 months)
Revenue estimate$29.2M
EPS estimate$0.55

Financials

Q2 2026

Income statement

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Revenue$27.9M+14.5%
Net income$9.1M+11.5%
EPS (diluted)$0.49+22.5%

Balance sheet

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Cash & equivalents$118.2M+116%
Total debt$12.6M+79.2%
Total equity$233.2M+0.7%
Total assets$3.0B+11.0%

Cash flow

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Operating cash flow$24.7M+36.6%
CapEx$442.0K+821%
Free cash flow$24.2M+34.5%

Valuation & ratios

Valuation

as of 08/06/26
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Market cap$413.12M+26.7%
Enterprise value$307.59M+10.5%
P/E14.4×+3.4×
P/S4.3×+0.7×

Profitability

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Net margin29.6%-2.7pp

Returns & leverage

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Return on equity12.4%-1.3pp
Debt / equity0.1×0.0×

FAQ

When did USCB Financial Holdings, Inc. report Q2 2026 earnings?
USCB Financial Holdings, Inc. (USCB) reported Q2 2026 earnings on July 23, 2026 after market close.
What were USCB Financial Holdings, Inc.'s Q2 2026 revenue and EPS?
USCB Financial Holdings, Inc. reported revenue of $27.9M and eps of $0.49 for Q2 2026.
Did USCB Financial Holdings, Inc. beat estimates in Q2 2026?
Revenue beat the consensus estimate of $26.7M by $1.2M. EPS beat the consensus estimate of $0.49 by $0.00.
How did USCB Financial Holdings, Inc.'s Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.5% from $24.4M a year earlier and eps grew 22.5% from $0.40.
Where can I find USCB Financial Holdings, Inc.'s Q2 2026 SEC filings?
You can read the 8-K earnings release (0000927089-26-000129) and the 10-Q periodic report (0001562762-26-000090) directly on SEC EDGAR. The filing index links above go to sec.gov.