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USCB Financial Holdings, Inc. USCB Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$24.4MMiss by $628.5K
EPS$0.40Beat by $0.02
Revenue estimate$25.0M
EPS estimate$0.38

Next report

Oct 22, 2026 (in 2 months)
Revenue estimate$29.2M
EPS estimate$0.55

Financials

Q2 2025

Income statement

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Revenue$24.4M+18.9%
Net income$8.1M+31.1%
EPS (diluted)$0.40—

Balance sheet

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Cash & equivalents$54.8M-29.0%
Total debt$7.0M-29.1%
Total equity$231.6M+15.2%
Total assets$2.7B+10.6%

Cash flow

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Operating cash flow$18.0M-1.5%
CapEx$48.0K-44.8%
Free cash flow$18.0M-1.3%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$324.38M+28.6%
Enterprise value$276.61M+49.6%
P/E10.9×-3.6×
P/S3.5×-0.1×

Profitability

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Net margin32.3%+7.5pp
FCF margin47.8%—

Returns & leverage

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Return on equity13.7%+4.7pp
Debt / equity0×0.0×

FAQ

When did USCB Financial Holdings, Inc. report Q2 2025 earnings?
USCB Financial Holdings, Inc. (USCB) reported Q2 2025 earnings on July 24, 2025 after market close.
What were USCB Financial Holdings, Inc.'s Q2 2025 revenue and EPS?
USCB Financial Holdings, Inc. reported revenue of $24.4M and eps of $0.40 for Q2 2025.
Did USCB Financial Holdings, Inc. beat estimates in Q2 2025?
Revenue missed the consensus estimate of $25.0M by $628.5K. EPS beat the consensus estimate of $0.38 by $0.02.
How did USCB Financial Holdings, Inc.'s Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 18.9% from $20.5M a year earlier and eps grew 29.0% from $0.31.
Where can I find USCB Financial Holdings, Inc.'s Q2 2025 SEC filings?
You can read the 8-K earnings release (0000927089-25-000116) and the 10-Q periodic report (0001562762-25-000206) directly on SEC EDGAR. The filing index links above go to sec.gov.