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Univest Financial Corporation UVSP Banking1 — Interest Income (Expense), Operating

Other segment segments

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$14K-6.7%
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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.21B+42.9%
Enterprise value$1.08B+31.7%
P/E12.3×+1.7×
P/S3.6×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands)Three Months Ended / BankingThree Months Ended / Wealth ManagementThree Months Ended / InsuranceThree Months Ended / OtherThree Months Ended / Consolidated
Interest income$108,010$14$105$108,129
Interest expense40,1341,74741,881
Net interest income (expense)67,87614(1,642)66,248
Noninterest income4,3068,4065,3553918,106
Total revenue72,1828,4205,355(1,603)84,354
Provision for credit losses2,6722,672
Less: (1)
Salaries, benefits and commissions19,8064,5183,7175,16733,208

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's banking1 — interest income (expense), operating?
Univest Financial Corporation (UVSP) reported banking1 — interest income (expense), operating of $67.88M in Q2 2026.
How has Univest Financial Corporation's banking1 — interest income (expense), operating changed year-over-year?
Univest Financial Corporation's banking1 — interest income (expense), operating increased by 9.8% year-over-year, from $61.81M to $67.88M.
What is the long-term trend for Univest Financial Corporation's banking1 — interest income (expense), operating?
Over 4 years (2021 to 2025), Univest Financial Corporation's banking1 — interest income (expense), operating has grown at a 6.3% compound annual growth rate (CAGR), from $195.5M to $249.49M.
What does banking1 — interest income (expense), operating mean?
This represents the net interest income or expense generated from the banking segment's core operating activities after accounting for funding costs. It serves as a fundamental measure of the segment's profitability derived from its primary intermediation function. A positive and growing net interest result indicates effective management of the spread between asset yields and liability costs.

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