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Univest Financial Corporation UVSP Wealth Management — Interest Income (Expense), Operating

Other segment segments

Banking1
$67.88M+9.8%
Insurance
$0

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.21B+42.9%
Enterprise value$1.08B+31.7%
P/E12.3×+1.7×
P/S3.6×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands)Three Months Ended / BankingThree Months Ended / Wealth ManagementThree Months Ended / InsuranceThree Months Ended / OtherThree Months Ended / Consolidated
Interest income$108,010$14$105$108,129
Interest expense40,1341,74741,881
Net interest income (expense)67,87614(1,642)66,248
Noninterest income4,3068,4065,3553918,106
Total revenue72,1828,4205,355(1,603)84,354
Provision for credit losses2,6722,672
Less: (1)
Salaries, benefits and commissions19,8064,5183,7175,16733,208

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's wealth management — interest income (expense), operating?
Univest Financial Corporation (UVSP) reported wealth management — interest income (expense), operating of $14K in Q2 2026.
How has Univest Financial Corporation's wealth management — interest income (expense), operating changed year-over-year?
Univest Financial Corporation's wealth management — interest income (expense), operating decreased by 6.7% year-over-year, from $15K to $14K.
What is the long-term trend for Univest Financial Corporation's wealth management — interest income (expense), operating?
Over 4 years (2021 to 2025), Univest Financial Corporation's wealth management — interest income (expense), operating has grown at a 136.0% compound annual growth rate (CAGR), from $2K to $62K.
What does wealth management — interest income (expense), operating mean?
The net result of interest income and interest expense specifically attributed to the operational activities of the wealth management segment. This metric isolates the net interest margin contribution of the segment, independent of broader corporate banking activities.

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