Skip to content
Screener

Visa V Q3 2026 earnings

Reported July 28, 2026 · After market close

Revenue$11.6BBeat by $232.2M
EPS$3.32Beat by $0.09
Revenue estimate$11.4B
EPS estimate$3.23

Next report

Oct 27, 2026 (in 2 months)
Revenue estimate$12.1B
EPS estimate$3.43

Financials

Q3 2026

Income statement

See full
Revenue$11.6B+14.4%
Gross profit$11.4B+14.1%
Operating income$6.9B+11.3%
Net income$5.6B+6.8%
EPS (diluted)$2.97+10.4%

Balance sheet

See full
Cash & equivalents$18.8B-23.2%
Total debt$26.9B-12.5%
Total equity$35.2B-9.0%
Total assets$94.6B-5.4%

Cash flow

See full
Operating cash flow$6.6B-2.6%
CapEx$417.0M-1.0%
Free cash flow$6.1B-2.7%

Valuation & ratios

Valuation

as of 08/27/26
See full
Market cap$716.76B+5.4%
Enterprise value$724.85B+5.6%
P/E31.7×-1.8×
P/S16.1×-1.4×

Profitability

See full
Gross margin97.7%-0.1pp
Operating margin60.7%-1.5pp
Net margin50.8%-1.4pp
FCF margin47.2%-9.5pp

Returns & leverage

See full
Return on equity61.2%+9.4pp
Debt / equity0.8×0.0×
Current ratio1×-0.1×

Segments

By product

See full
Data processing revenue$6.0B+17.3%
Service revenue$4.9B+13.7%
International transaction revenue$3.9B+6.1%
Other revenue$1.5B+45.5%
Client incentives-$4.7B-17.8%

By geography

See full
U.S.$4.4B—

FAQ

When did Visa report Q3 2026 earnings?
Visa (V) reported Q3 2026 earnings on July 28, 2026 after market close.
What were Visa's Q3 2026 revenue and EPS?
Visa reported revenue of $11.6B and eps of $3.32 for Q3 2026.
Did Visa beat estimates in Q3 2026?
Revenue beat the consensus estimate of $11.4B by $232.2M. EPS beat the consensus estimate of $3.23 by $0.09.
How did Visa's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.4% from $10.2B a year earlier and eps grew 11.4% from $2.98.
Where can I find Visa's Q3 2026 SEC filings?
You can read the 8-K earnings release (0001403161-26-000103) and the 10-Q periodic report (0001403161-26-000104) directly on SEC EDGAR. The filing index links above go to sec.gov.