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Westamerica Bank WABC Other operating expenses

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Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.7%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$301.9M-51.8%
Total debt$154.0M+26.7%
Total equity$853.1M-7.4%
Total assets$5.8B-0.3%

Cash flow

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Operating cash flow$15.5M-33.9%
CapEx$305.0K-58.5%
Free cash flow$15.2M-33.1%

Valuation

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Market cap$1.35B+11.6%
Enterprise value$1.21B+70.4%
P/E12×+2.5×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: Westamerica Bank’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 5:08 PM EST
Fiscal year
FY2025
Accession
0001171843-26-001195
Line itemFor the Years Ended December 31, 2025For the Years Ended December 31, 2024For the Years Ended December 31, 2023
Limited partnership operating losses3,6365,1855,754
Courier service2,9562,7092,652
Professional fees1,9641,4701,751
Other noninterest expense12,97913,79114,822
Total Noninterest Expense101,922104,391103,216
Income Before Income Taxes156,686189,059221,579
Provision for income taxes40,51350,42359,811
Net Income$116,173$138,636$161,768

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA[](#)

FAQ

What is Westamerica Bank's other operating expenses?
Westamerica Bank (WABC) reported other operating expenses of $3.24M in Q4 2025.
How has Westamerica Bank's other operating expenses changed year-over-year?
Westamerica Bank's other operating expenses decreased by 5.9% year-over-year, from $3.45M to $3.24M.
What is the long-term trend for Westamerica Bank's other operating expenses?
Over 3 years (2022 to 2025), Westamerica Bank's other operating expenses has grown at a 0.7% compound annual growth rate (CAGR), from $12.7M to $12.98M.
What does other operating expenses mean?
Residual operating expenses not classified into specific categories, serving as a catch-all for miscellaneous operating costs.

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