What is WaFd, Inc.'s retained earnings?

WaFd, Inc. (WAFD) reported retained earnings of $2.19B in Q1 2026.

How has WaFd, Inc.'s retained earnings changed year-over-year?

WaFd, Inc.'s retained earnings increased by 7.6% year-over-year, from $2.03B to $2.19B.

What is the long-term trend for WaFd, Inc.'s retained earnings?

Over 5 years (2020 to 2025), WaFd, Inc.'s retained earnings has grown at a 8.2% compound annual growth rate (CAGR), from $1.42B to $2.11B.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

WaFd, Inc. WAFD Retained Earnings

Retained Earnings at other companies

Burke & Herbert Financial Services Corp.BHRB

$535.8M+18.3%

JPMorgan ChaseJPM

$428.21B+10.8%

Wells Fargo & CompanyWFC

$232.46B+6.9%

Zions BancorporationZION

$7.5B+10.2%

Heritage FinancialHFWA

$432.26M+10.1%

Five Star BancorpFSBC

$164.26M+42.5%

Other financials

Income statement

See full

Revenue$197.4M+9.8%

Net income$65.5M+16.5%

EPS (diluted)$0.82+26.2%

Balance sheet

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Cash & equivalents$669.8M-45.6%

Total debt$3.1B+10.8%

Total equity$3.0B-1.7%

Total assets$27.6B-0.3%

Cash flow

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Operating cash flow$79.4M+10.0%

CapEx$11.4M+105%

Free cash flow$68.0M+2.1%

Valuation

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Market cap$2.79B+23.4%

Enterprise value$5.18B+36.6%

P/E11.1×+1.2×

P/S3.7×+0.6×

Profitability

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Net margin33.1%+1.8pp

FCF margin28.4%-6.7pp

Returns & leverage

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Return on equity8.4%+0.7pp

Debt / equity1×+0.1×

Where this comes from

Reported directly by WaFd, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: WaFd, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is WaFd, Inc.'s retained earnings?: WaFd, Inc. (WAFD) reported retained earnings of $2.19B in Q1 2026.
How has WaFd, Inc.'s retained earnings changed year-over-year?: WaFd, Inc.'s retained earnings increased by 7.6% year-over-year, from $2.03B to $2.19B.
What is the long-term trend for WaFd, Inc.'s retained earnings?: Over 5 years (2020 to 2025), WaFd, Inc.'s retained earnings has grown at a 8.2% compound annual growth rate (CAGR), from $1.42B to $2.11B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.