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Western Alliance Bancorporation WAL Consumer Related Segment — Excess funds (used) provided

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Other financials

Income statement

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Revenue$1.0B+31.0%
Net income$182.1M-8.5%
EPS (diluted)$1.65-7.8%

Balance sheet

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Cash & equivalents$8.6B+161%
Total debt$4.7B+73.9%
Total equity$7.6B+10.0%
Total assets$98.9B+19.0%

Cash flow

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Operating cash flow-$507.2M+69.3%
CapEx$24.2M+45.8%
Free cash flow-$531.4M+68.2%

Valuation

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Market cap$8.73B-8.3%
Enterprise value$4.85B-50.5%
P/E9.2×-2.6×
P/S2.3×-0.7×

Profitability

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Net margin25.2%0.0pp
FCF margin-43.7%-17.4pp

Returns & leverage

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Return on equity13.1%+0.7pp
Debt / equity0.6×+0.2×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept wal:ExcessFundsProvidedbyUsedinSegmentBasis.

The official record: Western Alliance Bancorporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Western Alliance Bancorporation's consumer related segment — excess funds (used) provided?
Western Alliance Bancorporation (WAL) reported consumer related segment — excess funds (used) provided of $18.58B in Q1 2026.
How has Western Alliance Bancorporation's consumer related segment — excess funds (used) provided changed year-over-year?
Western Alliance Bancorporation's consumer related segment — excess funds (used) provided increased by 46.6% year-over-year, from $12.67B to $18.58B.
What is the long-term trend for Western Alliance Bancorporation's consumer related segment — excess funds (used) provided?
Over 4 years (2021 to 2025), Western Alliance Bancorporation's consumer related segment — excess funds (used) provided has grown at a 79.1% compound annual growth rate (CAGR), from $5.51B to $56.71B.
What does consumer related segment — excess funds (used) provided mean?
This metric measures the net liquidity position of the consumer segment, indicating whether the segment is a net provider of funds to the corporate treasury or a net user of funds. It reflects the balance between deposit gathering and loan origination activities within the segment. A positive value indicates the segment provides excess liquidity, while a negative value indicates it consumes liquidity.