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Washington Trust Bancorp WASH Net Interest Income

Net Interest Income at other companies

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$60.89M+12.7%
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$1.63B+13.5%
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$25.52M+19.2%
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$62.35M-8.0%
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Ameris BancorpABCB
$252.48M+8.9%

Segments

By segment

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Banking$41.8M+12.4%
Wealth Management Services$0

Other financials

Income statement

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Revenue$60.5M+11.4%
Net income$16.0M+20.7%
EPS (diluted)$0.83+22.1%

Balance sheet

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Cash & equivalents$127.4M-24.0%
Total debt$37.9M-1.0%
Total equity$553.5M+4.9%
Total assets$6.5B-2.9%

Cash flow

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Operating cash flow$23.1M+104%
CapEx$1.1M+171%
Free cash flow$22.0M+101%

Valuation

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Market cap$741.04M+40.2%
Enterprise value$651.58M+63.3%
P/E13.4×
P/S3.2×

Profitability

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Net margin23.7%
FCF margin41%

Returns & leverage

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Return on equity10.2%+7.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Washington Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Washington Trust Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:23 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000737468-26-000114
Periods ended June 30,Three Months / 2026Three Months / 2025Six Months / 2026Six Months / 2025
Federal Home Loan Bank advances5,49110,45112,26821,397
Junior subordinated debentures308346618693
Total interest expense33,36641,66167,82384,702
Net interest income41,80337,18582,32873,607
Provision for credit losses1,6006005,6001,800
Net interest income after provision for credit losses40,20336,58576,72871,807
Noninterest income:
Wealth management revenues11,20110,12021,84820,011

Item 1. Financial Statements (Unaudited)

FAQ

What is Washington Trust Bancorp's net interest income?
Washington Trust Bancorp (WASH) reported net interest income of $41.8M in Q2 2026.
How has Washington Trust Bancorp's net interest income changed year-over-year?
Washington Trust Bancorp's net interest income increased by 12.4% year-over-year, from $37.19M to $41.8M.
What is the long-term trend for Washington Trust Bancorp's net interest income?
Over 4 years (2021 to 2025), Washington Trust Bancorp's net interest income has grown at a 2.0% compound annual growth rate (CAGR), from $141.44M to $153.19M.
What does net interest income mean?
This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core profitability of the bank's lending and deposit-taking activities. It is the primary driver of revenue for traditional banking institutions. A strong net interest income indicates effective asset-liability management and pricing power.

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