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World Acceptance WRLD Q4 2026 Annual earnings

Reported April 30, 2026 · Before market open

Revenue$177.6MBeat by $9.2M
EPS$7.70Miss by $0.04
Revenue estimate$168.4M
EPS estimate$7.74

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$140.7M
EPS estimate$0.79

Financials

Q4 2026

Income statement

See full
Revenue$175.9M+7.5%
Net income$35.3M-18.1%
EPS (diluted)$7.44-5.9%

Balance sheet

See full
Cash & equivalents$6.1M+28.8%
Total debt$74.0M-6.0%
Total equity$351.0M-19.7%
Total assets$1.1B+4.5%

Cash flow

See full
Operating cash flow$94.6M+4.1%
CapEx$1.1M+28.5%
Free cash flow$93.5M+3.9%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$666.68M-8.3%
Enterprise value$734.57M-8.3%
P/E19.3×+11.1×
P/S1.1×-0.1×

Profitability

See full
Net margin5.9%-9.9pp
FCF margin43.7%-0.7pp

Returns & leverage

See full
Return on equity8.8%-12.0pp
Debt / equity0.2×0.0×

Versus estimates

Revenue

Q1 2027$139.2MMiss by $4.7M
Q4 2026$177.6MBeat by $9.2M
Q3 2026$141.3MBeat by $11.9MQ2 2026$134.5MBeat by $974.4KQ1 2026$132.5MBeat by $3.4MQ4 2025$165.3MBeat by $35.3M

Diluted EPS

Q1 2027$2.12Beat by $1.54
Q4 2026$7.70Miss by $0.04
Q3 2026-$0.19Miss by $0.77Q2 2026-$0.38Miss by $2.25Q1 2026$0.25Miss by $2.19Q4 2025$8.13Beat by $1.71

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Questions, answered.

When did World Acceptance report Q4 2026 earnings?
World Acceptance (WRLD) reported Q4 2026 earnings on April 30, 2026 before market open.
What were World Acceptance's Q4 2026 revenue and EPS?
World Acceptance reported revenue of $177.6M and eps of $7.70 for Q4 2026.
Did World Acceptance beat estimates in Q4 2026?
Revenue beat the consensus estimate of $168.4M by $9.2M. EPS missed the consensus estimate of $7.74 by $0.04.
How did World Acceptance's Q4 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.4% from $165.3M a year earlier and eps declined 5.3% from $8.13.
Where can I find World Acceptance's Q4 2026 SEC filings?
You can read the 8-K earnings release (0001437749-26-013984) and the 10-K periodic report (0000108385-26-000014) directly on SEC EDGAR. The filing index links above go to sec.gov.