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World Acceptance WRLD Financing Receivables

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Other financials

Income statement

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Revenue$139.2M+4.8%
Net income$6.1M+285%
EPS (diluted)$1.33+343%

Balance sheet

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Cash & equivalents$10.4M+245%
Total debt$75.2M-2.4%
Total equity$362.2M-14.9%
Total assets$1.1B+5.4%

Cash flow

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Operating cash flow$64.4M+10.7%
CapEx$1.3M+22.7%
Free cash flow$63.1M+10.5%

Valuation

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Market cap$872.62M-0.7%
Enterprise value$937.44M-1.6%
P/E22.3×+11.4×
P/S1.5×-0.1×

Profitability

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Net margin6.6%-7.6pp
FCF margin44.2%-1.7pp

Returns & leverage

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Return on equity9.9%-9.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by World Acceptance in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: World Acceptance’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:22 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0000108385-26-000034
Line itemJune 30, 2026March 31, 2026
Less:
Unearned interest, insurance and fees(336,720,715)(325,064,238)
Allowance for credit losses(112,509,471)(112,047,278)
Loans receivable, net844,716,067841,876,807
Restricted cash17,557,62923,303,453
Income taxes receivable7,793,3812,420,571
Operating lease right‐of‐use assets, net72,782,45871,526,768
Property and equipment, net17,220,00517,430,614

Cover / Front Matter

FAQ

What is World Acceptance's financing receivables?
World Acceptance (WRLD) reported financing receivables of $844.72M in Q2 2026.
How has World Acceptance's financing receivables changed year-over-year?
World Acceptance's financing receivables increased by 1.9% year-over-year, from $829.1M to $844.72M.
What is the long-term trend for World Acceptance's financing receivables?
Over 5 years (2021 to 2026), World Acceptance's financing receivables has grown at a 2.8% compound annual growth rate (CAGR), from $733.66M to $841.88M.
What does financing receivables mean?
Receivables arising from financing activities, such as loans or lease receivables.

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