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World Acceptance WRLD Other — Insurance and other income, net

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Other financials

Income statement

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Revenue$139.2M+4.8%
Net income$6.1M+285%
EPS (diluted)$1.33+343%

Balance sheet

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Cash & equivalents$10.4M+245%
Total debt$75.2M-2.4%
Total equity$362.2M-14.9%
Total assets$1.1B+5.4%

Cash flow

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Operating cash flow$64.4M+10.7%
CapEx$1.3M+22.7%
Free cash flow$63.1M+10.5%

Valuation

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Market cap$872.62M-0.7%
Enterprise value$937.44M-1.6%
P/E22.3×+11.4×
P/S1.5×-0.1×

Profitability

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Net margin6.6%-7.6pp
FCF margin44.2%-1.7pp

Returns & leverage

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Return on equity9.9%-9.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by World Acceptance in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: World Acceptance’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:22 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0000108385-26-000034
Line itemThree months ended June 30, 2026Three months ended June 30, 2025
Insurance revenue$11,294,951$11,528,046
Tax return preparation revenue3,042,3072,570,255
Auto club membership revenue1,379,8541,620,684
Other1,976,9441,753,038
Insurance and other income$17,694,056$17,472,023

Cover / Front Matter

FAQ

What is World Acceptance's other — insurance and other income, net?
World Acceptance (WRLD) reported other — insurance and other income, net of $1.98M in Q2 2026.
What does other — insurance and other income, net mean?
This metric represents the net revenue generated from ancillary products, including credit insurance policies and tax preparation services offered to the consumer finance customer base. It reflects the company's ability to cross-sell non-lending financial services to existing loan customers to diversify income streams beyond interest revenue. This segment serves as a secondary revenue driver that leverages the existing branch network and customer relationships to improve overall unit economics.

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